Tag: Long

  • There are eight things you should do to ensure that your laptop lasts as long as possible in Nepal

    There are eight things you should do to ensure that your laptop lasts as long as possible in Nepal


    Laptops are far more convenient than desktop computers for the majority of people. The majority of people nowadays work on laptop computers. A good laptop can be as powerful as you want it to be, which is why there are so many high-priced models available.

    Because a laptop is more expensive to replace, it is critical to understand how to properly care for it. Because you can take your laptop almost anywhere, it can withstand far more abuse than you might think. Today, we’ll give you a list of things you can do to make sure your laptop lasts a long time, especially if you’re in Nepal.

    1. Ensure proper routine care

    Without a doubt, this is the most crucial factor in ensuring that your laptop lasts a long time. Always be cautious when leaving your laptop unattended. Make sure it’s not in the vicinity of children or pets, and that it’s not facing the sun. Maintaining proper routine care is essential. Drinks and food should not be consumed in close proximity to the laptop. Holding the laptop by the screen is never a good idea. Maintaining a comfortable temperature for the laptop is essential, as is keeping it away from any electrical appliances.

    2. Protect in a bag

    It’s very likely that your laptop will accompany you on your travels, so it’s critical to keep it safe at all times. It is strongly advised that you purchase a suitable carry bag. Stacking items on top of the laptop should be avoided because it can damage the laptop’s components. Also, take good care of the screen. People frequently forget to place items on the laptop’s keyboard before closing the lid, which can cause the screen to crack. Always remember not to put anything on the keyboard in the first place. Slamming the lid shut could also damage the laptop.

    3. Keep the laptop clean

    If you’re working and carrying your laptop around, a lot of dirt, hair, dirt, and crumbs, to name a few, can get into it. This is potentially damaging to your laptop and will degrade its performance. Gunk can obstruct the fan’s ability to do its job, as well as affect the laptop’s temperature. It is always preferable to avoid allowing the gunk into the laptop in the first place. This is why you should keep drinks and foods away from your laptop. When you are not using the laptop, it is a good idea to close it and place it inside the case. Finally, some gunk is unavoidable, so it’s a good idea to clean your laptop with the right tools or take it to a professional when necessary.

    4. Keep it clean inside

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    If your laptop has a hard drive, defragmenting it once every two months can improve the laptop’s performance. Keeping it clean on the inside also entails deleting any unnecessary files, folders, or apps. By freeing up space on your laptop and reducing the amount of work your hard drive has to do, you can improve its performance and reduce the amount of work it has to do.

    5. Avoid overheating

    A computer that is kept cool will always last longer. When you’re using your laptop, make sure there’s enough airflow. It is best to avoid using a laptop in bed or on the carpet. Using a pillow as padding should also be avoided because it can obstruct the laptop’s air vents. A cooling fan is recommended because it raises the laptop off the desk and has built-in fans that allow for better airflow. Limiting the number of programs you run can also help keep your laptop from overheating. You can always enable power-saving mode for normal use.

    6. Run a virus scan

    We spend a lot of time on the internet and download a lot of information. Along with downloading the things we require, we may unwittingly download malware or spyware. They’re a common cause of laptop sluggishness. A virus scan can help you identify the source of your slow computer and prevent malware attacks from occurring. Your browser selection can also aid in malware protection.

    7. Taking care of the battery

    The battery is an important component of your laptop and serves as the power source for it. In order to extend the battery’s life, it must be properly cared for. Make sure the batteries are kept at room temperature at all times. If you’re going to store your laptop for a few days, it’s best to keep the battery half charged rather than fully charged or uncharged. It goes without saying that you should not leave your laptop plugged in overnight.

    8. Upgrade

    Your laptop’s performance will gradually deteriorate over time. Instead of purchasing a new laptop, you can upgrade the parts in your current one, which can significantly improve the usability and performance of your machine. Hardware components that affect the performance of the laptop, such as fans, hard drives, and batteries, can be upgraded or replaced. You can upgrade your laptop’s hard drive and RAM, which will improve its speed, performance, and lifespan.

  • 7 Essential Productivity Apps for Your MacBook

    7 Essential Productivity Apps for Your MacBook


    We spend an already alarming amount of time on our trusty computers, whether for personal projects, school, or work. According to a study released in January 2020 by Hootsuite and We Are Social, the average internet user spends 6 hours and 43 minutes per day online. After a year, the number has risen to 7 hours, or slightly more than two days out of the week.

    Two complete days of video conferencing, emails, downloading, sports, and social media equals a lot of work. We are becoming increasingly dependent on our devices as we explore new ways to communicate, learn, and work from home. And, as long as the new standard is interactive, we’ll continue to spend a significant portion of our lives—and a significant number of hours—online.

    There are several ways to mentally equip yourself if you want to make the most of your time and remain productive. A big part of the trick is how smart you use your computer.

    You may be familiar with Apple’s practical and high-performance approach to its devices if you own a MacBook. The MacBook is a prime example of Apple’s range of products, with a system that seems to be made for efficiency and speed, responsiveness, and a sleek, classic style at its heart.

    There’s always a lot more you can do with your MacBook to increase your productivity. Using the collaboration capabilities of the Apple ecosystem to your advantage. Adding a couple of applications to your experience will also help you make fast and painless repairs.

    Though there are several choices, we’ve picked a few of the best productivity applications for Mac.

    1. Bear

    There are several note-taking applications that are better than others. Give Bear a shot if you prefer a simple, clutter-free interface and want something more advanced than the built-in Notes app. Its straightforward features allow fast note-taking on the go, which is ideal for capturing eureka moments. It has a variety of themes to choose from and in-line styling choices. Users may refer to notes by using cross-note connections, which are brilliant. A cross-device syncing feature is included in the premium edition.

    2. Things

    Things is a great task management app, particularly if you follow the Getting Things Done (GTD) process. Things is a well-designed app with a strong and intuitive interface. Things promises a lot just by looking at it. It has subtle animations and an amazing dark mode feature. It goes a step further than to-do lists by allowing you to create assignments for your goals, use tags to more easily identify your activities, and display your calendar events all at once.

    3. Magnet

    Magnet is a productivity tool that organizes your workspace into clean, clutter-free windows. Magnet is an easy, no-delay solution for window management on Apple devices. Magnet can snap windows to almost any arrangement that works for you, whether it’s a vertical tile or a three-way split screen, and it’s enabled through keyboard shortcuts or the menu bar. It removes the need to switch between apps and provides additional customization options.

    4. Airmail

    Airmail is a mail client that consolidates accounts, making going through your mail a breeze. It is simple to use, fast, and efficient. It also allows you to make tasks and notes directly from your emails.

    5. Alfred

    Productivity is at your fingertips with this all-in-one assistant. This powerful admin tool saves time and effort (especially for repetitive tasks) by streamlining the workflow. To fill in the gaps, Alfred is open. Use hotkeys to scan your computer and background, Snippets and Clipboard History to save hours of typing, and Powerpack to import or build workflows. Alfred intelligently channels your power and assists you in getting the most out of your device—you can even use it to browse your iTunes library!

    6. Focus

    Focus is the best way to ensure your efficiency. This witty app lets you complete one task at a time, free of distractions. Learn about its distinguishing characteristics, such as Focus Sessions, which are close to the Pomodoro technique. Its straightforward, user-friendly nature complements the company’s overall philosophy of holding your focus where it belongs: on the content.

    7. Ulysses

    If you enjoy writing, you’ll need a similarly powerful tool to get you started. Ulysses is a user-friendly and highly customizable writing app with features such as a markup-based text editor, keyboard navigation, and a tidy, clutter-free interface that will keep you focused on your writing. Another fantastic feature of this app is that it allows you to set writing targets, such as word and character counts, so you can keep track of your success.

    These effective tools will certainly boost efficiency, but keep in mind that working smart still entails working at your best. Check out the following hints to remain productive:

    Break down your objectives into manageable chunks. Recognize the big picture of your objectives, but also the little steps you’ll need to take to get there.
    One job at a time should be your main focus. Try not to get distracted when you’re working and give each job the attention it deserves.

    Working in a safe setting is beneficial to your health. Not only your screen, but also your physical work environment, has a significant impact on your productivity. A better atmosphere is one that has plenty of natural light and ventilation, as well as enough space.

    Pause for a moment to catch your breath. Avoiding burnout is a part of productivity. Make time to relax in between tasks.

    There’s no foolproof way to increase your efficiency, but with a little commitment and the right resources, you’ll be one step closer to meeting that deadline, achieving that target, and spending more time on the things that matter to you.

  • Boosting Your ROI in Stock Market Investing

    Boosting Your ROI in Stock Market Investing


    Everyone wants a high return on their investment in stock market trading. First let’s consider the basics and the ways to earn the most on your investments.

    Return on Investment

    Usually referred to as ROI, the Return on Investment in stock market investing is the profit earned from selling a security or other asset divided by the amount of the original investment. With stocks, your ROI is expressed as an APR (annual percentage rate).

    Your ROI is all the income you make on the stock, which also includes profit earned from selling the stock. When the sales price plus any other income is higher than the price you purchased the stock for, your ROI is positive.

    When the sale price plus any other income is lower than the price you bought the stock for, you have a negative ROI (which is obviously what you want to avoid). In fact, as a trader in the stock market, your goal is a high ROI, not just a positive one. To achieve a substantial ROI, consider the following methods to boost your current stock investing efforts.

    Know What You Are Purchasing

    To ensure a high ROI in stock market investing, garner as much information as you can about the company you want to invest your money in. A bit of basic analysis to find out if the stock is worth the asking price can go a long way. Rather than gambling, you can also ask other people to do this research for you if you don’t have the time to do it yourself. Reliable research resources include the websites of major brokerage firms, mutual fund companies and finance publications. There are also paid newsletter that offer this information.

    A Bull Market Is Not The Same As Smart Investing

    When you earn a high ROI in stock market investing, there are many reasons for it. One of the possible reasons is your wise investment strategy. Another reason can simply be the good fortune to be in the right place at the right time so you wind up making money with minimal effort. We may feel smarter when the market is soaring so we get tempted to take on riskier positions and trade more frequently, which may not be the wisest decision.

    Deactivate Active Trading

    You may feel tempted to trade frequently when you are gaining. With online stock trading, investment is a mouse click away which can make you even more impulsive. Remember that it is difficult to make money by beating the stock market consistently. In stock market trading, it is better to have a buy and hold strategy to ensure a high ROI.

    Take Note of The Tax Man

    Pay attention to tax ramifications when trading stocks. Frequent trading can become extremely costly, especially when major income taxes are triggered by profits. By buying and holding for a period of at least one year, you would qualify for a lower capital gains rate. Your financial advisor should be able to consult with you on this.

  • ISP Toll-Free Numbers in Nepal

    ISP Toll-Free Numbers in Nepal


    The Nepal Telecommunications Authority (NTA) has made toll-free numbers mandatory for Internet Service Providers (ISPs) in Nepal. This means that, sooner or later, every ISP will need their own toll-free number. To summarize, toll free numbers are phone numbers that can be used to contact Nepal’s Internet Service Providers for free.

    ISPs must hold toll-free numbers for efficient customer care, assistance, and internet supply maintenance, according to NTA guidelines. Furthermore, toll-free numbers can boost not only internet access but also customer service. Furthermore, with toll-free numbers, consumers would be able to openly and conveniently express their dissatisfactions, suggestions, and questions.

    We’ve compiled a list of toll-free numbers for some of Nepal’s most popular Internet service providers.

    ISPs Toll free numbers
    Nepal Doorsanchar Company Ltd. | Nepal Telecom 1498, 198
    Worldlink Communications Ltd. 166001-55050
    Subisu Cablenet Pvt. Ltd. 166001-59999
    Classic Tech Pvt. Ltd. 16600150999
    Vianet Communication Pvt. Ltd. 16600188444

    Nepal Doorsanchar Company Ltd. | Nepal Telecom Toll-free Number

    Nepal Doorsanchar Company Ltd., widely known as NTC or Nepal Telecom, is the prestigious telecommunication service provider in Nepal. Along with telecom, the company is also a famous internet service provider. It’s contact details are:

    • NTC Toll-free number: 1498, 198
    • Head office: 977-1-4210106, Kathmandu
    • Email: ntc.cco@ntc.net.np

    Worldlink Communications Ltd. Toll-free number

    Worldlink is one of the renowned and largest internet and network service providers in Nepal. The company has been providing quality internet services. In addition to this, its services are ever-improving. But things aren’t perfect forever, that’s when the need to contact them comes in. Their contact details are:

    • Worldlink Toll-free number:166001-55050(NTC)
    • Head office: 977-9801523050 (Ncell) & 977-01-5970050 (NTC), Jawalakhel, Lalitpur
    • Email: info@worldlink.com.np

    Subisu Cablenet Pvt. Ltd. Toll free number

    Subisu is another prestigious ISP in Nepal. Initially, the company served as a cable & fiber internet and Digital TV service provider. With this been said, Subisu becomes a multi-tasker. To contact Subisu:

    • Subisu Toll free number:166001-59999
    • Head office: 01-4429616, Baluwatar, Kathmandu
    • Email: info@subisu.net.np

    Classic Tech Pvt. Ltd. Toll-free Number

    Classic Tech is another competitive internet and network service provider in Nepal. Moreover, it is a licensed company to provide trustworthy customer service to its users. It’s contact details are:

    • Classic Tech Toll-free number: 16600150999
    • Head office: 9801006633, New Baneshwor, Kathmandu
    • Email: info@classic.com.np

    Vianet Communication Pvt. Ltd. Toll-free number

    Vianet is one of the leading internet and TV service providers in Nepal. Since very long, the company has been serving people with high end internet service. And even today, you’ll find people appreciating it’s internet quality and speed. To contact them:

    • Vianet Toll free number: 16600188444
    • Head office: 01-5970444, Jawalakhel, Lalitpur
    • Email: support@vianet.com.np

    Additionally, the list of other ISPs with their toll free numbers are as follows:

    Other ISPs Toll free numbers
    Broad Band Nepal Pvt. Ltd. 166071-52004 (For NTC users)
    Techminds Networks Pvt. Ltd. 16605651222 (For NT Users), 9801575666 (For Ncell Users)
    East Link Technology Pvt. Ltd. 166001-95985
    Sky Broadband Pvt. Ltd. 166001-58887
    Himalayan Online Services Pvt. Ltd. 16600149520
    Arrow Net Pvt. Ltd. 16600142222
    Metrolink Business Group Pvt. Ltd. 16607156222
    Big Marshyangdi Net Pvt. Ltd. 9801565666
    Prabhu Digital Ltd. 16600178999,
    980157199
    Mercantile Communication Pvt. Ltd. 16600100822
    Super Eight Network Pvt. Ltd. 9801575750
    Infonet Communication Pvt. Ltd. 1660774002
    Unified Communication Pvt. Ltd. 16602358666
    Broadlink Communication Pvt. Ltd. 9801571235
    TechMinds Network Pvt. Ltd. 16605651222,
    9801575666
    Ultra Net Communication Pvt. Ltd. 16601166729
    Web Network Pvt. Ltd 16607156555
    First Link Communications Pvt. Ltd. 16602358555
    Everest Wireless Network Pvt. Ltd. 9801571005 ( For NCELL users), 16608352003
    Simpal Media Network Pvt. Ltd. (SIMTV ) 9801544000
    Mahakali Digital Network Pvt. Ltd. 1660017899 (For NTC users),
    9801571999 (For NCELL users)
    Shangrila Informatics Pvt. Ltd. 16600102725
    Sustainable Networks Pvt. Ltd. 16600119335
    Loop Networks Pvt. Ltd. 9801571570
    Kriti Darshan Media Pvt. Ltd. 16602558558
    Dish Home Pvt. Ltd. 16600122000
    Super Sitapaila Net.Pvt. Ltd. 16600162222
    Web Surfer Nepal Communications System Pvt. Ltd. 16600170222
    Lumbini Max Digital Cable Net Pvt. Ltd. 16607156333
    Meta Link Pvt. Ltd. 16600194541
    Acme Technical Institute Pvt. Ltd. 16607852010
    WiFi HD Nepal Pvt. Ltd. 9801567779
    VNS Technology Pvt. Ltd. 16604152980
    Zishan Networks Pvt. Ltd. 16605552786
    Interweb Network Pvt. Ltd. 16606156900
    City Net Pvt. Ltd. 16600193330
    K.C.N. Net Pvt. Ltd. 16600115000
    Net Max Technologies Pvt. Ltd. 16600156666
    Cherry World Communication Pvt. Ltd. 9801571266
    Waling Internet Pvt. Ltd. 16606342003
    Max Net Solution Pvt. Ltd. 9801574040
    Prime Network Pvt. Ltd. 16605651245
    Limpid ICT Solution Pvt. Ltd. 16600164186
    Regmi Media INC. Pvt. Ltd. 16607152001
    Rapid Unique Network Pvt. Ltd. 16606552002
    Infocom Pvt. Ltd. 16600185000
    Simrik Internet Pvt. Ltd. 16606156780
    Smart Link Network Pvt. Ltd. 16600100108
    LNT Infotech Pvt. Ltd. 16606152020
    Next Geekers Pvt. Ltd. 16600180444
    Life Net Pvt. Ltd. 16608352007,
    9801571888
    Neo Link Pvt. Ltd. 16608852305
    Bihunkot Internet Pvt. Ltd. 16606852009
    Nepalink Communication Pvt. Ltd. 9801571100
    I zone Pvt. Ltd. 16602142001
    Pathibhara Network Pvt. Ltd. 9801575959
    Surkhet cable Net T.V. Pvt. Ltd. 16608352008
    Syangia Media Pvt. Ltd. 16606342008
    Wifi Tech Nepal Pvt. Ltd. 9801859000, 9801859004
    Broadband solutions Pvt. Ltd. 16605651555
    Access world Tech Pvt. Ltd. 16600151065
    Smart Telecom Pvt. Ltd. 4242/14242
    IBSS Nepal Pvt. Ltd. 16600181078
    World Fiber Net Pvt. Ltd. 16600107555
    Dolfin Net Communication Pvt. Ltd. 9801574100
    Pals Network Pvt. Ltd. 16607152002
    Fiber world communication Pvt. Ltd. 9801571720, 16607852003
    Mithila Digital Nepal Pvt. Ltd. 16600116999
    Clean Network Pvt. Ltd. 16603352002

     

  • Bitcoin Has Dropped 50% From Its All-Time High

    Bitcoin Has Dropped 50% From Its All-Time High


    Bitcoin prices have plummeted in recent months, losing more than half their value since mid-April and falling to just under $30,000 this morning.

    According to CoinDesk numbers, the world’s most common digital currency reached $30,201.96 today.

    According to additional CoinDesk data, it was down more than 55 percent from its all-time high of nearly $65,000 at this point.

    At the time of writing, the cryptocurrency was trading around $37,000, and many market analysts weighed in, shedding light on the digital asset’s recent price fluctuations and evaluating its short-term prospects.

    [Editor’s note: Investing in cryptocoins or tokens is extremely risky, and the market is largely unregulated.] Anyone thinking about it should be aware that they might lose their entire investment.]

    Selling Pressure That Is ‘Relentless’

    “Over the last 24 hours, the selling pressure in the BTC market has been relentless, perfectly aligning with elevated bitcoin inflows to exchanges seen on-chain,” said Sean Rooney, head of research at Valkyrie Investments.

    “Binance led the charge on Monday, with over 53,000 BTC dumped into the exchange to be sold,” he explained.

    Nick Mancini, a research analyst at Trade The Chain, a crypto sentiment data provider, discussed how events like these influenced prices.

    “Bitcoin is now down 45 percent from its April high of nearly $65,000,” he said.

    “Short-term sentiment seemed to be bottoming out with price, but it appears that they were only consolidating for a further decline,” Mancini said.

    “The good news is that Bitcoin’s primary liquidity levels in the $30,000 range remained stable throughout the decline, causing the price to recover from $30,000 to near $37,000 in less than an hour.”

    “Key support levels are $28,500, $24,000, and $20,000, which all correspond to order book liquidity levels,” Mancini said.

    StockCharts.com’s chief market strategist, David Keller, added:

    “Bitcoin’s drop to $30,000 made technical sense because it’s a 100 percent retracement back to the January lows. It’s all about seeking equilibrium after a serious selloff like this.”

    “Where do we see investors with enough clout to drive the price back up?”

    “Based on previous price support and the influx of buyers this morning, $30,000 is the new floor for Bitcoin,” Keller said.

    Market Is ‘Oversold’

    The market may have overreacted in light of recent events and bitcoin’s losses since roughly mid-April, according to analysts.

    According to Mancini, Bitcoin’s relative strength index (RSI), a technical measure used to gauge an asset’s momentum, recently dropped to “the lowest level since March 2020,” meaning the digital currency is “highly oversold.”

    He also stated that the Moving Average Convergence Divergence (MACD), a momentum indicator used by technical analysts, is “at its lowest level in Bitcoin’s history, further suggesting Bitcoin is oversold.”

    “The market is due for a bounce,” according to Rooney, but “a fast turnaround in the short term is unlikely.”

    “A correction of this magnitude in the middle of a bull market seems out of place, but the absence of mania topping trends indicates the bull run is not over,” he said.

    “With new users joining the network, long-term fundamentals on-chain remain strong.”

  • Leadership tip: Can Toastmasters serve as your cue?

    Leadership tip: Can Toastmasters serve as your cue?


    James Clear explores how our environment affects our habits in his best-selling book Atomic Habits. If we want to read more books, placing books in various parts of our house can serve as a sign to our minds to read; similarly, placing notebooks and pens throughout the room might serve as a sign to write.

    If you want to improve your leadership and communication skills, you’ll need to start with a habit. Toastmasters might be a good place to start.

    While we may have always been told that communication and leadership are necessary abilities, we may not have always had the opportunity to put them into practice. Furthermore, these are talents that we improve through practicing. We may fumble and fall at first, making the initial step terrifying and frightening. This is where the environmental cue becomes even more important. You are permitted to go blank and forget your lines at weekly Toastmasters club meetings as long as you strive to take that first step.

    This has prompted me to explore with speechcraft and other aspects of communication. With butterflies, boxes, and glasses, I’ve presented speeches. As part of my lecture, I set up the keyboard and played Mozart for the crowd. I’ve put on a magic hat and done tricks that I completely forgot about halfway through. Some of them were successful, while others were not.

    When I found myself in a situation where there were leaders, I decided to improve on my leadership qualities by joining the club executive committee. I had the opportunity to reflect on my strengths and limitations as a communicator and leader in between leadership responsibilities, meetings, and actions. When I had the opportunity to serve as the division editor for Nepal in 2019/20, my relationship with material grew even stronger. Many doors unlocked themselves on this journey, and it was a nudge to open them, both personally and professionally.

    Toastmasters’ philosophy is vast, but if I had to summarize it based on my personal experience, I would say it is the opportunity to try new things. There are a plethora of cues in Toastmasters’ Pathways education program. The ability to think quickly on your feet, the agility to detect compliments and recommendations, and the versatility to build various speeches all become transferable abilities. The teachings become inseparable as you figure out what works and what doesn’t for you. You take it with you wherever you go, at home, at work, and everywhere else.

    Toastmasters has a long and illustrious history, with over 95 years of experience. You might want to dive in for the pearl, or you might want to dive in for a swim, depending on your ambitions, but the most essential thing you’ll find here is an environment in which to grow yourself. Can Toastmasters help you with all of these things and more? You are the only one who can tell.

  • What Stock Market Basics Do You Need To Know?

    What Stock Market Basics Do You Need To Know?


    To succeed in the business of stocks, learning the stock market basics of the trade is essential. The stock market is a complicated game and knowledge is power when it comes to financial freedom.

    The decisions you make can yield unlimited earnings or completely break your budget. While there is some level of gambling involved in the stock market, an educated trader will ultimately achieve success.

    Prior to risking your hard-earned cash on the stock market, you need to recognize certain vital factors when deciding which company to invest in.

    Consider these stock market basics to learn more about the company you want to buy into:

    Check Out A Company’s Revenue

    What is the actual amount of money the company makes? This total amount is referred to as revenue. While young companies in their early stages of development may not have much revenue to offer, other companies who have been in the market for a long time may use their revenues to cover costs and losses.

    A Company’s Earnings Make A Difference

    How much money does the company make? This amount of money is called a company’s earnings. Beside revenues, earnings may be used to cover expenses. Earnings are the extra money taken in by a company. Because investors investigate the earnings made by a company they want to purchase stocks on, the companies with large earnings have a distinct advantage in the stock market.

    A Company In Debt Is A Bad Sign

    How much money does the company owe? Debt is the money owed by a company, which can be represented in many different ways. When a company is in debt, the money they have will be used to pay up the debit. It is risky to purchase stock from companies in debt because the company is unstable which could result in them declaring bankruptcy.

    A Company Should Own Property

    What does the company own? The assets owned by a company, including business, money and stocks, are referred to as property. When you are aware of a company’s assets, you can better ascertain their position in the industry. When companies have significant properties under their ownership, it is safer to trust their background. Often people will immediately buy stocks from companies holding a major amount of assets because they are more secure.

    A Company Should Show Financial Responsibility

    How much does the company have to pay out and what are their total financial obligations? Each company has different financial obligations. When a company has few financial obligations, they are in less danger of getting into debt. Examine the liabilities versus the assets of a company to determine their financial responsibility. A company should have higher assets than financial obligations.

    Gambling your money on a company you know nothing about is an unsafe and unwise decision. By simply reviewing the company’s background, you have all the stock market basics right at your fingertips.

    To make sure your money is in the right hands, do your research about the companies you want to invest in.

  • How Does Hindsight Bias Influence Investing Decisions?

    How Does Hindsight Bias Influence Investing Decisions?


    Since its top of 1881 in 2016, the Nepal Stock Exchange has been on a downward trend. The market dropped to as low as 1100, a drop of nearly 40% from its peak. Many investors lost a lot of money as a result of the devastating market meltdown.

    If we ask investors right now if they thought the market was going to tumble after 2016, many will say yes. However, at the peak, investors were more bullish on the market. The massive quantity of everyday turnover demonstrates this. The daily transaction amount was between 1.5 and 2 billion rupees.

    So, how does an investor’s opinion of the same event change? This is a psychological phenomena known as ‘Hindsight bias.’

    The tendency of people to perceive events as more predictable than they actually are is referred to as hindsight bias. In other words, it makes the past appear less predictable than it was. Things always appear more evident after they have occurred.

    Decision making is difficult prior to the occurrence due to a lack of information and foresight. However, looking at the available results after the event, the outcome appears more predictable.

    During the bullish era in our market, investors were uninformed of the oncoming market disaster. As a result, many people were highly involved in stocks. Some people predicted that the market would crash. However, no one was certain at the moment.

    However, after the market fall, investors believe that they were forewarned that the market would drop. With more information regarding the market crash becomes accessible, investors appear to be more sure about the event’s predictability.

    Why is hindsight bias dangerous in investing?

    Consider the following scenario: You are considering purchasing a stock called ABC. However, you do not purchase it for some reason. The price of ABC stock then skyrockets. What are your thoughts?

    The answer is that you are stupid. You kick yourself for squandering the opportunity. You are remorseful for not purchasing the stock when you realized it was a winner. You tell yourself, ‘I knew the stock would soar.’ This is what we mean by hindsight bias.

    So, what makes it dangerous? This is because you have made a promise to yourself that you would not make the same mistake again. You are more confident in your decision-making abilities, and you vow to seize the next opportunity. This is the danger that hindsight bias can cause. The next time might not be the same as the previous.

    Let’s have a look at another scenario: You consider purchasing a stock called ABC. However, you do not purchase it for some reason. The price of ABC stock then plummets. Now consider if you would have felt the same way in the first situation.

    No, it does not. You congratulate yourself on making a wise decision not to buy ABC stock. You knew the stock would decline, which is why you didn’t buy it in the first place.

    Why is the response different in these two cases? In an ideal world, the answer in both cirplusstances would be the same. In both cirplusstances, you made the same decision not to acquire stock ABC prior to the rise or fall in its price. However, after the event occurs, such as a price rise or decline, you change your reaction in accordance with the nature of the occurrence.

    This is risky because it gives you the impression that you knew it all along, giving you a false sense of security in your judgment. This can lead to overconfidence in your financial abilities and reckless decisions.

    How do you prevent falling into the Hindsight Bias trap?

    Several behavioral experts have recommended producing a list of everything that was considered when making the decision. This could be a good plan. We will know what our thought process was at the time of decision making if we make a record of the reasoning behind our decisions. We cannot change our statements after the event has occurred. This will aid us in making an accurate assessment of our abilities.

    Investors may not consider hindsight bias as a concern. However, it may lead you to make decisions based on your perspective rather than facts.

    In conclusion

    In our daily lives, we experience hindsight bias. Whether it’s investing, gaming, exams, or anything else, the outcome makes us feel much more confident in our abilities. If Real Madrid beats Sevilla, we’ll tell ourselves and others that we knew Madrid was going to win. Similarly, if the stock/real estate price is rising, ‘I knew it’ comes into play.

    Even if it hasn’t caused any immediate harm, it can make you overconfident, causing your next bet to be more illogical. Real Madrid won, but the outcome might be different the next time. Past events cannot be utilized to predict the future completely. Information and strategies evolve in tandem with the passage of time.

    As a result, it is preferable to treat each possibility as new and base your judgment on facts. The past appears to be easy to anticipate, yet this is not the case. It is a hallucination that arises following the occurrence of the result. As a result, it is preferable to stick to your investing ideas and tactics.