Tag: Import

  • NEPSE fell by 0.77%; Naasa Securities is the top buyer and seller broker (Weekly NEPSE Summary With Technical Analysis).

    NEPSE fell by 0.77%; Naasa Securities is the top buyer and seller broker (Weekly NEPSE Summary With Technical Analysis).


     

    This week’s NEPSE index finished at 1,889.76, a decrease of 14.64 points (0.77%). Last week, the index finished at 1,893.33, down 1.55% from the previous week.

    This week, the index reached a high of 1,913.05 and a low of 1875.37, resulting in a volatility of 37.68 points. The prior week’s volatility on the index was 51.52 points.

     

  • NEPSE Ends the Week with a 1.55% Loss with a Turnover of Rs 4.6 Arba.

    NEPSE Ends the Week with a 1.55% Loss with a Turnover of Rs 4.6 Arba.


    This week’s NEPSE index finished at 1,904.40, a loss of 30.07 points (1.55%). Last week, the index finished at 1,934.47, up 3.63% from the previous week.

    This week, the index reached a high of 1,944.58 and a low of 1893.33, resulting in a 51.25 point volatility. The prior week’s volatility on the index was 148.11 points.
    The largest intraday loss was 23.63 points on Monday with a transaction of Rs 0.92 Arba, however the overall turnover for the week was Rs 4.62 Arba.

  • Imports and exports both fell in the first nine months of fiscal year 1979/80.

    Imports and exports both fell in the first nine months of fiscal year 1979/80.


     

    The foreign trade figures for Nepal for the first nine months of fiscal year 2079/80 have been released. According to government data released on Thursday, Nepal’s trade deficit reduced by 17.06 percent to Rs. 10.83 Kharba from Rs. 13.06 Kharba the previous year.

     

  • Remittance inflows increased by 25.3% to Rs. 794.32 billion in the first eight months of fiscal year 2022/23.

    Remittance inflows increased by 25.3% to Rs. 794.32 billion in the first eight months of fiscal year 2022/23.


     

    Nepal Rastra Bank (NRB), Nepal’s central bank, has released the country’s current macroeconomic and financial situation based on eight months of data ending in mid-March 2022/23.

  • Imports and exports both fell in the first eight months of fiscal year 1979/80.

    Imports and exports both fell in the first eight months of fiscal year 1979/80.


    The first eight months of Nepal’s fiscal year 2079/80’s foreign trade statistics have been released. According to government data released on Wednesday, Nepal’s trade deficit fell by 17.86 percent to Rs. 9.53 Kharba from Rs. 11.60 Kharba the previous year.

    The trade deficit is the amount by which a country’s imports cost more than its exports.

    One of the major causes of the national economy’s downturn is the trade deficit. Nepal has been experiencing an imbalance in import and export factors.

     

  • 7-Month Macroeconomic Highlights: Inflation is 7.88%.

    7-Month Macroeconomic Highlights: Inflation is 7.88%.


    According to the Nepal Rastra Bank, inflation remained at 7.88 percent year on year. During the mentioned period, the gross foreign exchange reserves stood at USD 10.50 billion, while total imports and exports decreased by 19.9 percent and 29 percent, respectively, and the trade deficit decreased by 18.7 percent.

    The outstanding concessional loan was Rs.210.96 billion as of mid-February 2023, with 148,295 borrowers. For selected commercial agriculture and livestock businesses, Rs.142.56 billion has been extended to 61,335 borrowers. Similarly, 84,105 women entrepreneurs have received loans totaling Rs.65.19 billion. A total of 2,855 borrowers have received concessional loans in other specified sector

     

  • Becoming an Investor in Nepal

    Becoming an Investor in Nepal


    Before we get into how to become an investor in Nepal, it’s important to understand who an investor is. An investor is someone who puts money into something with the hope of profiting in the future. A return is the benefit derived from such an investment. Investors are always on the lookout for high-yielding investment opportunities.

    What distinguishes an investor from others?

    Based on a book written by Robert Kiyosaki Rich Dad Poor Dad, people can be divided into four distinct categories in terms of generating income. They are:

    1. Employee (Salary-based) are those who work for others in order to meet their needs. They are paid at the end of the month for their work. Job holders are included in this category. Employees benefit from security because they know they will be paid at the end of the month. The main disadvantage of being an employee is the lack of freedom.

    2. Self-employed are individuals who work for themselves. They have more freedom than salaried employees, but they must work like salaried employees to meet their demands.

    3. Businessmen are the owners of the company Business owners hire others to work for them. They create products and services in order to make money.

    4. Investors invest in businesses and stocks for profit.

    According to the book, in order to become wealthy, you must be either a businessman or an investor, or both.

    Investing characteristics

    Not all of your money can be considered an investment. There are a few factors that distinguish between spending and investing. The following are the two most important characteristics that every investor should possess:

    1. Safety of principal

    The principal is your machine, which can print money for you. It is in your best interest to keep your machine in good working order. When you lose your principal, you can’t make money off of it. As a result, the safety of the principal should be your top priority.

    2. Adequate return

    When you put your money into a good business, you get something in return. Your return can take the form of cash, shares, or stocks. What you should remember is that your principal earns you some level of return. You should not expect a return on your investment that is exponential or even out of the realm of possibility. Investing with a non-realistic expectation of return is gambling. Never put your principal at risk. It is all you have.

    Benefits of being an investor

    1. Beating inflation

    Inflation is a term used to describe the gradual decline in the purchasing power of money. A popular saying goes, “A dollar today is worth more than a dollar tomorrow.” As an investor, you have the ability to outperform inflation and keep your money’s value constant. You should always keep an eye on inflation and strive to outperform it. Your investment return should always be greater than your country’s inflation rate.

    2. Own businesses of different types

    It is yet another advantage of being an investor. You can own as many and as varied businesses as you want. What you should have are some investing principles that you can use before you start investing. After you’ve established your investing principle, the world is yours to explore.

    A popular investing field in Nepal

    There are three main popular fields of investing in Nepal. They are:

    Land and Real estate

    Real estate is and has always been the best investment opportunity. Real estate investment generates income from two sources: renting and selling real estate. It can be both active and passive investment. You can actively buy and sell properties, or you can simply invest in real estate and let time do the work of calculating your income. You can always expect your property’s value to rise over time. In the meantime, you can use the money you earn from renting to cover your day-to-day expenses.

    Interest yielding deposits

    Banks in Nepal offer competitive interest rates on fixed deposit savings. You can protect your principal by using fixed-deposit schemes offered by commercial banks or development banks in Nepal. While cooperative companies in Nepal have high rates of return, they have a bad reputation for fraud or scams. It is not a good idea to put all of your money in cooperatives.

    In Nepal, there is also peer-to-peer lending. It pays a higher interest rate on your money than institutions, but it also carries a higher risk.

    Interest-bearing deposits are one of the best passive income ideas in Nepal, regardless of where you choose to invest.

    Nepal Stock Exchange

    Nepal Stock Exchange (NEPSE) is the country’s sole stock exchange. If you are new to this, you can read the NEPSE beginner’s guide. Investing in stocks provides you with two significant benefits. You can be a shareholder in any company you want, and you will receive an annual return. Alternatively, you can sell your stocks if the price rises. Stock investing, like real estate investing, allows you to be either an active trader or a passive investor. Stock investing can begin with as little as 100 rupees. Stocks could be the next best small business in Nepal for you.

    Furthermore, the best investment you can make is in yourself. Always seek to broaden your knowledge. Read books, websites, and news to stay current. One thing that all of the best investors have in common is that they are voracious readers. As the saying goes, the more you learn, the more you earn.

    Lastly…

    It is not easy to become an investor. To become a good investor in Nepal and other countries, a certain set of principles and hard work are required. However, it is not as difficult as learning rocket science. Anyone can become a good investor with careful planning and dedication. There are a few things you should never forget and a few things you should never forget. Best wishes for your investment.

  • There are eight things you should do to ensure that your laptop lasts as long as possible in Nepal

    There are eight things you should do to ensure that your laptop lasts as long as possible in Nepal


    Laptops are far more convenient than desktop computers for the majority of people. The majority of people nowadays work on laptop computers. A good laptop can be as powerful as you want it to be, which is why there are so many high-priced models available.

    Because a laptop is more expensive to replace, it is critical to understand how to properly care for it. Because you can take your laptop almost anywhere, it can withstand far more abuse than you might think. Today, we’ll give you a list of things you can do to make sure your laptop lasts a long time, especially if you’re in Nepal.

    1. Ensure proper routine care

    Without a doubt, this is the most crucial factor in ensuring that your laptop lasts a long time. Always be cautious when leaving your laptop unattended. Make sure it’s not in the vicinity of children or pets, and that it’s not facing the sun. Maintaining proper routine care is essential. Drinks and food should not be consumed in close proximity to the laptop. Holding the laptop by the screen is never a good idea. Maintaining a comfortable temperature for the laptop is essential, as is keeping it away from any electrical appliances.

    2. Protect in a bag

    It’s very likely that your laptop will accompany you on your travels, so it’s critical to keep it safe at all times. It is strongly advised that you purchase a suitable carry bag. Stacking items on top of the laptop should be avoided because it can damage the laptop’s components. Also, take good care of the screen. People frequently forget to place items on the laptop’s keyboard before closing the lid, which can cause the screen to crack. Always remember not to put anything on the keyboard in the first place. Slamming the lid shut could also damage the laptop.

    3. Keep the laptop clean

    If you’re working and carrying your laptop around, a lot of dirt, hair, dirt, and crumbs, to name a few, can get into it. This is potentially damaging to your laptop and will degrade its performance. Gunk can obstruct the fan’s ability to do its job, as well as affect the laptop’s temperature. It is always preferable to avoid allowing the gunk into the laptop in the first place. This is why you should keep drinks and foods away from your laptop. When you are not using the laptop, it is a good idea to close it and place it inside the case. Finally, some gunk is unavoidable, so it’s a good idea to clean your laptop with the right tools or take it to a professional when necessary.

    4. Keep it clean inside

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    If your laptop has a hard drive, defragmenting it once every two months can improve the laptop’s performance. Keeping it clean on the inside also entails deleting any unnecessary files, folders, or apps. By freeing up space on your laptop and reducing the amount of work your hard drive has to do, you can improve its performance and reduce the amount of work it has to do.

    5. Avoid overheating

    A computer that is kept cool will always last longer. When you’re using your laptop, make sure there’s enough airflow. It is best to avoid using a laptop in bed or on the carpet. Using a pillow as padding should also be avoided because it can obstruct the laptop’s air vents. A cooling fan is recommended because it raises the laptop off the desk and has built-in fans that allow for better airflow. Limiting the number of programs you run can also help keep your laptop from overheating. You can always enable power-saving mode for normal use.

    6. Run a virus scan

    We spend a lot of time on the internet and download a lot of information. Along with downloading the things we require, we may unwittingly download malware or spyware. They’re a common cause of laptop sluggishness. A virus scan can help you identify the source of your slow computer and prevent malware attacks from occurring. Your browser selection can also aid in malware protection.

    7. Taking care of the battery

    The battery is an important component of your laptop and serves as the power source for it. In order to extend the battery’s life, it must be properly cared for. Make sure the batteries are kept at room temperature at all times. If you’re going to store your laptop for a few days, it’s best to keep the battery half charged rather than fully charged or uncharged. It goes without saying that you should not leave your laptop plugged in overnight.

    8. Upgrade

    Your laptop’s performance will gradually deteriorate over time. Instead of purchasing a new laptop, you can upgrade the parts in your current one, which can significantly improve the usability and performance of your machine. Hardware components that affect the performance of the laptop, such as fans, hard drives, and batteries, can be upgraded or replaced. You can upgrade your laptop’s hard drive and RAM, which will improve its speed, performance, and lifespan.

  • 7 Essential Productivity Apps for Your MacBook

    7 Essential Productivity Apps for Your MacBook


    We spend an already alarming amount of time on our trusty computers, whether for personal projects, school, or work. According to a study released in January 2020 by Hootsuite and We Are Social, the average internet user spends 6 hours and 43 minutes per day online. After a year, the number has risen to 7 hours, or slightly more than two days out of the week.

    Two complete days of video conferencing, emails, downloading, sports, and social media equals a lot of work. We are becoming increasingly dependent on our devices as we explore new ways to communicate, learn, and work from home. And, as long as the new standard is interactive, we’ll continue to spend a significant portion of our lives—and a significant number of hours—online.

    There are several ways to mentally equip yourself if you want to make the most of your time and remain productive. A big part of the trick is how smart you use your computer.

    You may be familiar with Apple’s practical and high-performance approach to its devices if you own a MacBook. The MacBook is a prime example of Apple’s range of products, with a system that seems to be made for efficiency and speed, responsiveness, and a sleek, classic style at its heart.

    There’s always a lot more you can do with your MacBook to increase your productivity. Using the collaboration capabilities of the Apple ecosystem to your advantage. Adding a couple of applications to your experience will also help you make fast and painless repairs.

    Though there are several choices, we’ve picked a few of the best productivity applications for Mac.

    1. Bear

    There are several note-taking applications that are better than others. Give Bear a shot if you prefer a simple, clutter-free interface and want something more advanced than the built-in Notes app. Its straightforward features allow fast note-taking on the go, which is ideal for capturing eureka moments. It has a variety of themes to choose from and in-line styling choices. Users may refer to notes by using cross-note connections, which are brilliant. A cross-device syncing feature is included in the premium edition.

    2. Things

    Things is a great task management app, particularly if you follow the Getting Things Done (GTD) process. Things is a well-designed app with a strong and intuitive interface. Things promises a lot just by looking at it. It has subtle animations and an amazing dark mode feature. It goes a step further than to-do lists by allowing you to create assignments for your goals, use tags to more easily identify your activities, and display your calendar events all at once.

    3. Magnet

    Magnet is a productivity tool that organizes your workspace into clean, clutter-free windows. Magnet is an easy, no-delay solution for window management on Apple devices. Magnet can snap windows to almost any arrangement that works for you, whether it’s a vertical tile or a three-way split screen, and it’s enabled through keyboard shortcuts or the menu bar. It removes the need to switch between apps and provides additional customization options.

    4. Airmail

    Airmail is a mail client that consolidates accounts, making going through your mail a breeze. It is simple to use, fast, and efficient. It also allows you to make tasks and notes directly from your emails.

    5. Alfred

    Productivity is at your fingertips with this all-in-one assistant. This powerful admin tool saves time and effort (especially for repetitive tasks) by streamlining the workflow. To fill in the gaps, Alfred is open. Use hotkeys to scan your computer and background, Snippets and Clipboard History to save hours of typing, and Powerpack to import or build workflows. Alfred intelligently channels your power and assists you in getting the most out of your device—you can even use it to browse your iTunes library!

    6. Focus

    Focus is the best way to ensure your efficiency. This witty app lets you complete one task at a time, free of distractions. Learn about its distinguishing characteristics, such as Focus Sessions, which are close to the Pomodoro technique. Its straightforward, user-friendly nature complements the company’s overall philosophy of holding your focus where it belongs: on the content.

    7. Ulysses

    If you enjoy writing, you’ll need a similarly powerful tool to get you started. Ulysses is a user-friendly and highly customizable writing app with features such as a markup-based text editor, keyboard navigation, and a tidy, clutter-free interface that will keep you focused on your writing. Another fantastic feature of this app is that it allows you to set writing targets, such as word and character counts, so you can keep track of your success.

    These effective tools will certainly boost efficiency, but keep in mind that working smart still entails working at your best. Check out the following hints to remain productive:

    Break down your objectives into manageable chunks. Recognize the big picture of your objectives, but also the little steps you’ll need to take to get there.
    One job at a time should be your main focus. Try not to get distracted when you’re working and give each job the attention it deserves.

    Working in a safe setting is beneficial to your health. Not only your screen, but also your physical work environment, has a significant impact on your productivity. A better atmosphere is one that has plenty of natural light and ventilation, as well as enough space.

    Pause for a moment to catch your breath. Avoiding burnout is a part of productivity. Make time to relax in between tasks.

    There’s no foolproof way to increase your efficiency, but with a little commitment and the right resources, you’ll be one step closer to meeting that deadline, achieving that target, and spending more time on the things that matter to you.