Kalika Securities Pvt. Ltd. is a prominent and trusted name in Nepal’s dynamic stock market landscape. As the 46th NEPSE (Nepal Stock Exchange) Stock Broker, we take pride in our role as a reliable partner for investors seeking excellence in stock brokerage services.
Our Dedication to the Nepali Stock Market
At Kalika Securities, our primary mission is to empower investors by equipping them with the tools and knowledge necessary to navigate the complexities of the Nepali Stock Market. In today’s fast-paced financial world, access to reliable and timely information is paramount. Therefore, we are fully committed to delivering top-notch services and a wealth of resources to our valued clients.
Seamless Navigation of Meroshare and CASBA
We fully understand the pivotal role that modern technology plays in stock trading. With the emergence of platforms such as Meroshare and CASBA, we are resolutely committed to simplifying the investment journey for our clients. Whether you are a seasoned investor or just embarking on your investment journey, our user-friendly systems and expert guidance ensure a smooth and hassle-free trading experience.
Your Trusted Partner in Stock Brokerage
As a leading stock brokerage firm in Nepal, we take immense pride in our commitment to transparency, integrity, and professionalism. We firmly believe that the foundation of our success lies in establishing enduring relationships with our clients. Our team of seasoned experts is dedicated to assisting you at every stage of your investment journey, from initial account setup to the seamless execution of your trades.
Unlock the Potential of Nepal’s Stock Market
Nepal’s stock market is brimming with opportunities, and at Kalika Securities Pvt. Ltd., we are here to help you unlock its full potential. Whether you are an individual investor or a corporate entity, our tailored solutions and personalized services are designed to meet your unique needs.
Join Us on the Path to Financial Success
Are you ready to embark on an exciting journey into the world of stock trading in Nepal? We invite you to join us at Kalika Securities Pvt. Ltd., where we are not just your stockbroker, but your trusted partner in your pursuit of financial success. Together, let’s chart a course toward a prosperous financial future.
In 2064 Poush, Neev Securities Pvt. Ltd., a distinguished stock broker designated as No. 47, was established in Nepal. Our firm boasts a robust foundation, having successfully registered under Nepalese company registration statutes and secured a coveted stock broker license issued by the Nepalese Securities Board. Commencing our operations from Bhadra 2067, we have since been dedicated to serving the financial needs of our valued clients.
At present, our organization is bolstered by a dedicated team of 16 full-time professionals at our esteemed head office, and an additional 5 full-time employees stationed at our Ithari branch office. Our office infrastructure spans an impressive 2000 square feet, ensuring a conducive environment for optimal service delivery. Moreover, our commitment to operational excellence extends to the implementation of a reliable backup system, assuring the security and continuity of our services.
Concentrating on customer-centricity, we have proudly extended our services to more than 7,000 clients within a relatively brief timeframe. Our core philosophy revolves around delivering excellence in client service, and we continually tailor our business model to align with their specific needs and preferences. We recognize the significance of cultivating enduring relationships with our clients, and it is this belief that underscores our service approach.
At Neev Securities Pvt. Ltd., we hold business integrity, confidentiality, and promptness in service as paramount values woven into the very fabric of our organization. Our unwavering commitment to these principles ensures that we consistently provide exceptional customer service. It is our privilege to serve you, and we look forward to fostering long-term partnerships built on trust and reliability.
Located conveniently on the fourth floor of Kathmandu Plaza in Kamaladi, our headquarters serve as a central hub for our operations, allowing us to cater to the diverse financial needs of our clients efficiently. We invite you to experience the Neev Securities difference, where exceptional service and client satisfaction are our utmost priorities.
Siprabi Securities, a pioneering force in the world of stock trading, holds the distinct honor of being a founding member of the Nepal Stock Exchange Limited. With the esteemed license granted by the Nepal Securities Board in 1994, we have embarked on a journey of innovation and excellence in the financial services sector.
At Siprabi Securities, we are driven by technology, and our core mission is to deliver cutting-edge broking services to our valued clientele. In line with our commitment to continuous improvement, we are on the cusp of launching margin lending services, further enhancing the array of offerings available to our clients. Moreover, we eagerly anticipate the imminent introduction of fully automated internet trading, revolutionizing the way our clients engage with the stock market.
While our current operations are centered in the vibrant Kathmandu Valley, our aspirations extend far beyond these boundaries. With the impending rollout of our advanced internet trading system, we aim to transcend geographical constraints and expand our footprint to other parts of Nepal and, ultimately, the global stage.
In terms of our client base, Siprabi Securities has garnered the trust of approximately 28,000 registered clients within our system. A significant milestone recently witnessed about 3,000 of them updating their Know Your Customer (KYC) information and actively placing orders under our new system. This underscores our dedication to maintaining a robust and engaged client community.
Over the past five years, Siprabi Securities has impressively managed NPR 21.33 billion in customer equity, a testament to our prudent and responsible approach to financial management. In addition, we have diligently overseen 22,944 active client accounts, ensuring that their investment objectives are met efficiently and effectively.
Our extensive two-decade journey in the industry has uniquely positioned us to fuse our wealth of broking business knowledge and expertise with the technology we offer to our clients. We firmly believe that the integration of technology is the key to enhancing client interaction and experience. As part of this commitment, we are excited to announce the forthcoming launch of our brokerage mobile application in the year 2076, further streamlining and modernizing our service offerings.
At Siprabi Securities, we are poised to continue our legacy of innovation, client-centricity, and technological advancement. We are honored to have played a pioneering role in the Nepalese stock market and look forward to serving our clients with even greater efficiency and convenience in the years to come.
Dipshikha Dhitopatra Karobar Company Pvt. Ltd. (DDKC) stands as a prominent member of the Nepal Stock Exchange (NEPSE), holding the esteemed status of an authorized stockbroker with the stockbroker member code 38. In 2067 B.S., this distinction was granted by the Securities Board of Nepal (SEBON) in 2011 AD, solidifying DDKC’s position as one of the leading stockbroker members in the Nepalese stock market.
A Regulated Professional Brokerage Firm:
DDKC operates as a regulated and professional brokerage firm, specializing in the buying and selling of various financial assets, including government bonds and debentures, on behalf of both individual and institutional clients. This service is facilitated through the Nepal Stock Exchange Limited, with operations commencing since 2011 AD.
Expanding Presence and Services:
Headquartered in the vibrant locale of Anamnagar, Kathmandu, DDKC has established itself as a go-to provider of stockbroker and Depository Participant (DP) services for a diverse clientele. Moreover, the company has extended its reach with a branch office in Dhangadhi, serving the Far Western Region. DDKC has ambitious plans to further expand its brokerage network at various local levels in the near future, aligning with its commitment to accessibility.
Client-Centric Approach:
DDKC boasts an extensive client base, encompassing both the general public and institutional clients, allowing for efficient order coordination and execution. The company currently serves over 18,000 active DP clients and 25,000 active trading clients. With a goal to expand these numbers by 25% in 2018, DDKC’s commitment to growth is evident.
Modern and Well-Equipped Infrastructure:
One of the distinguishing features of DDKC is its modern and well-equipped physical facility. Spanning an impressive area of 2,500 square feet, the facility houses well-equipped departments and workstations to ensure efficient service delivery. The company takes pride in offering a well-appointed air-conditioned exhibition space, capable of accommodating a minimum of 100 individuals, complete with a projector to facilitate and educate general investors, further expanding its client base.
Financial Growth and Capital Expansion:
Established in 2064 BS with a paid-up capital of Rs. 5.1 million, DDKC has demonstrated remarkable growth. As of the end of Ashad 2074 BS, it boasts a total client account of 25,000 and a net value of Rs. 68.1 million. With a commitment to financial strength, the company’s management is diligently working towards raising the paid-up capital to Rs. 20 million by Paush 30, 2074 BS. Furthermore, there are plans to augment this capital even further, aiming to reach a significant milestone of $50 million by the conclusion of the fiscal year 2074/75.
In conclusion, Dipshikha Dhitopatra Karobar Company Pvt. Ltd. is an influential player in Nepal’s financial landscape. With a steadfast commitment to client satisfaction, a dedication to accessibility, and a strong focus on financial growth and expansion, DDKC is poised to continue shaping the future of stock trading in Nepal while nurturing enduring relationships with its valued clients.
Sagarmatha Securities Pvt. Ltd., a prominent member of the Nepal Stock Exchange and designated as stockbroker member code 18, stands as a beacon of excellence in the dynamic Nepalese stock market landscape.
Our firm is a registered professional brokerage entity, specializing in the purchase and sale of stocks and various securities, including government bonds and debentures. We extend our expert services to both individual and institutional clients, facilitating their transactions in exchange for a commission, all conducted through the esteemed Nepal Stock Exchange Limited (NEPSE).
Nestled in the bustling hub of Kalikamarg, Dillibazar, Kathmandu, our headquarters serves as the central nerve center of our stockbroker services. Sagarmatha Securities Pvt. Ltd. prides itself on catering to a diverse array of clients, encompassing not only the general public but also a substantial number of institutional clients. This diverse clientele allows us to efficiently coordinate and fulfill orders, ensuring a seamless trading experience for all.
At Sagarmatha Securities, our commitment to client satisfaction is paramount. Currently, we boast a robust clientele base, with over 18,000 active DP (Depository Participant) clients and 25,000 active Trading clients. In line with our mission for growth and expansion, we have set ambitious goals for 2018, aiming to increase these numbers by an impressive 25%.
One of the distinctive features of our organization is our physical facility. Spread across an expansive 2,500 square feet, our headquarters is equipped with well-structured departments and modern workstations. Additionally, our air-conditioned display hall boasts a minimum seating capacity of 100, complemented by a state-of-the-art projector. This setup is designed to facilitate not only seasoned investors but also to provide valuable insights to novice investors, thereby expanding our client base and contributing to the growth of the Nepalese stock market.
At Sagarmatha Securities Pvt. Ltd., we are committed to maintaining our position as a leading stockbroker member of NEPSE and providing exceptional service to our valued clients. Your financial success is our priority, and we look forward to serving your investment needs with professionalism and dedication.
Ajkal kehi testa afulai expert bhanne haru chan jo Messenger, Viber, Whatsapp haruma temporary group banayera, paisa uthayera newbie/layman haru lai groupma lyaune, sikaye jasto garne garda rahechhan. k yo legal ra ethical ho? yo samasya hoki hoina? ho bhane market manipulation ra yesma k farak huncha? Lou bhanidinu hola. yaha kasaile testo course liyeko cha? k tyo course le kunai help garyo?
In addition to the new year’s special offer, the bank is offering a 0.25% discount on the service charge for both of these loan schemes for female home/business owners for a limited time. According to the media statement, borrowers can also receive up to 100% of the cost of the home/building as a loan for a maximum of 30 years, as well as a special discount on the service fee.
According to the media statement, the bank will provide loans for entrepreneurs with the best valuation of property, loan amount disbursed beforehand, and an attractive discount on in-service charge.
You need to renew your driving license in Nepal every 5 years and it can be done through any Transport Management office.
Even though there are only a few steps to license renewal in Nepal, it almost takes 2 to 3 hours.
As offices are closed on weekends and so is the DOTM Nepal most of us need to take half a day or take leave from work just to renew our license.
This is also one of the main reasons why people get fined and have to pay late renewal fees.
Service
Driving License Renewal in Nepal
Issued By
Department of Transport Management
Validity
5 Years
Renewal Fee
Rs 1500
Fine After
90 days or more
Payment Methods
Cash
Application Mode
Offline
Official website
https://www.dotm.gov.np/
To renew your driving license in Nepal you will need to visit the Department of Transport Management office and follow the process below.
Receive token and EDL print
Provide Biometrics
Pass medical checkup
Calculate your fees
Payment
Receive receipt (Wait for license print)
As you already know Nepal has started implementing smart driving licenses including an option to upgrade for existing license holders.
This has hugely impacted DOTM’s printing and distribution timing, some are still waiting for their license after a year, so you might have to wait a little longer to receive your driver’s license.
But you will receive a receipt that can be used as a replacement until you receive your original renewed license.
Documents required to renew a driving license are
Citizenship original and photocopy
License original and photocopy
Step-by-Step Guide process to renew License in Nepal 2023
1. Receive token and EDL print
The first step is to take a token number for your license renewal, this is the waiting list. And receive your EDL print (license information) from room 101.
The room number might be different for different cities and offices.
2. Provide Biometrics
The second step is to give or verify your digital biometrics, if you have given your biometrics to DOTM then they will verify your digital fingerprint and if your information matches. You will be sent to the next step.
3. Medical checkup
The third step is to pass your medical, which is usually an eyesight and color blindness test. They will check if you can see properly or not.
If you fail this test then you might need to wear glasses and come back later.
4. Calculate your license fees
The fourth step is to calculate how much you need to pay to renew your license. This depends on your license type and if you are paying on time or not.
If you have to pay for renewal before 90 days of expiry then you do not have to pay a fine but if this exceeds then you will be fined. Check the table below for fines and fees.
5. Payment
The fifth step is to pay your fees, you need to fill out a bank voucher and deposit it.
6. Receive a receipt
After paying you need to wait for the receipt. After it is ready they will call you by name and give it to you.
You will receive two receipts. One is payment and the other (Pink) can be used as a license.
After this, you can go home, and to check your license print status you can check their official website.
About License Renewal fees in Nepal
The Department of Transport Management charges renewal fees to all Nepalese license holders after the expiry date.
As of 2023 Driving license renewal charges in Nepal start from Rs 1500 for two-wheelers, 2000 for small vehicles such as Cars and Jeeps, 2500 for heavy vehicles, and the highest will be Rs 3000.
These renewal fees are divided into categories of vehicles see the image below for more information.
How much is the fine for an expired license in Nepal?
The validity of your license in Nepal is of 5 years only and if you want to keep using it then you need to renew it accordingly.
If you fail to renew your license on time then you will have to pay a fine as high as 500% plus your actual renewal fees.
If you fail to renew your license within 90 days of expiry, you will be charged 100% until the first year and will keep on adding 100% as the year passes by.
How much is the fine for an expired license in Nepal?
You need to pay a fine of 100% to 500% in Nepal if you fail to renew your license on time.
After how many months will I have to pay fines for an expired license in Nepal?
The Department of Transport Management starts charging fines for driver’s licenses after 3 months or 90 days of their expiry.
Frequently Asked Questions on License Renewal
How much does it cost to renew a license in Nepal in 2023?
The entry fee for renewing a license in Nepal is Rs 1500, excluding other charges such as photocopies, photos, stamps, and application charges.
The cost of renewal depends on what type of license you own such as Bike, Car, and Big vehicle.
What happens if a driving license is expired?
If your license is expired, then you cannot drive in public spaces. Unless you renew your license and pay the government the renewal fee. Also if you are caught driving without a license then you will be fined and might get other punishments as well.
How to renew a driving license in Nepal?
Visit DOTM and follow the steps below to renew a license in Nepal.
1. Receive token and EDL print
2. Provide Biometrics
3. Pass medical checkup
4. Calculate your fees
5. Payment
6. Receive receipt (Wait for license print)
Can I renew my driving license online in Nepal?
Yes, you can renew your driving license online, visit the DOTM’s official website dotm.gov.np for more information and the application process.
Where can I renew my license in Kathmandu?
You can renew your license from The Department of Transport Management office in Kathmandu.
Where can I renew my license in Pokhara?
You can renew your Driving license from DOTM which is located in the Transport Management Office: Driving License, Prithivi Chowk, Pokhara
Do I need to pay fines for an expired license in Nepal?
You have 3 months or 90 days after your license expires, after this period you will be fined 100% for the first year.
What is the maximum validity of a license in Nepal?
In Nepal, the maximum validity of a Driving License in Nepal is of 5 years.
What document do I need to renew my license in Nepal?
Documents you need to renew your license in Nepal are a citizenship certificate, an expired driving license, and photographs.
Can I renew my license early in Nepal?
Yes, you can renew your driving license early in Nepal.
How to check the status of driving license renewal in Nepal
It is easy to check the status of your license, you can check it on your driver’s license. It has all the information including the expiry date.
How to renew a driving license that has expired more than 90 days in Nepal
You can renew your driving license as usual but as it has exceeded more than 90 days, you will be charged a 100% fine for it.
Ban of Transaction of Bitcoin and other cryptocurrencies in Nepal.
The central bank of Nepal, Nepal Rastra Bank (“NRB”) published a notice pursuant to Nepal Rastra Bank Act 2001 (“NRB Act”) and Foreign Exchange (Regulation) Act 1962 (“FERA”) prohibiting the usage of Bitcoin in Nepal. NRB has not recognized Bitcoins as a valid currency in Nepal.
A few highlights on the ban:
Laws of Nepal: The Nepal Rastra Bank, Nepal’s central bank, highlighted two laws in its statement banning Bitcoin and its transactions: the foreign exchange statute of 2019 BS and the Nepal Rastra Bank Act of 2058 BS. It basically means that you can’t do bitcoin transactions or use bitcoin to swap foreign or Nepali currency in Nepal because bitcoin isn’t classified as a currency by the Nepali government, therefore utilizing the internet for bitcoin transactions or exchange is unlawful.
Lack of regulations: NRB and Nepal govt is unable to have proper regulation over bitcoin transactions, as it’s mostly done over internet and Nepal doesn’t yet have the technology needed to regulate it, and hence it may be banned.
Use in illegal activities: Reports of bitcoin being used for money laundering or making black money into white by converting into Bitcoin, among other cases is another reason.
Damage to Nepali economy: Bitcoin transactions unlike other banking transactions can’t be taxed, so there will be loss of revenue, plus if more Nepalis use bitcoins, the monetary system of Nepal may be affected, Bitcoin is also a very volatile currency with lots of ups and downs and long term it can cause severe problems. NRB is tasked with maintaining the financial stability of Nepal and maybe it felt, bitcoin was a threat.
These are only a few of the reasons, in my opinion, why bitcoin is prohibited in Nepal. The existing Nepali laws prohibit it, and the central bank believes that bitcoin cannot be effectively regulated, that it can be used for unlawful purposes, and that it will harm the Nepali economy in the long run. The Nepalese government has recently taken tough measures against bitcoin transactions, including arresting people who were mining bitcoin or had large amounts of bitcoin, shutting down Nepal’s largest bitcoin exchange operator Bitsewa and arresting its owners, and even arresting a Nepali politician from a minor party for bitcoin trading.
The covid19 pandemic is not only putting millions of people’s lives in peril, but it is also devastating the global economy. Our government has proclaimed general vacations and imposed a travel ban on the general public in order to combat the spread of Coronavirus. Nobody knows how long it will take for things to return to normal. Meanwhile, some huge organizations are downsizing their workforces, while small and mid-sized businesses are being forced to lay off employees. As a result, a large number of people are losing their employment or their salary. At this vital juncture, we’ll highlight several quarantine income opportunities, both online and offline. Keep reading to learn how you can make money during the lockdown!
Best Lockdown Income Opportunities Online
Graphic Design Jobs on the Internet
If you are a graphic designer with experience utilizing popular graphic tools such as Adobe Photoshop and/or Adobe Illustrator, you can get hired online and earn big money. Graphic designers are hired by many overseas platforms to work on little to large projects including logo design, business card design, banner design, brochure design, and so on. Here are some job vacancies in distribution.
Do you like to use social media sites like Facebook, Twitter, and Instagram from time to time? Why don’t you complement your income with those sources? Any online social media channel that allows you to generate links or followers can be utilized to promote a product (made by another company). You may easily earn an affiliate fee if a viewer purchases your offered goods through your provided link. A variety of local businesses offer affiliation programs as well. Let’s have a look at some options.
Affiliate marketing is a safe and secure way to earn money online. More people are choosing to affiliate marketing as a full-time career because of the attractive affiliate commission arrangements given by numerous companies. If you have good writing and/or video-making talents, as well as some SEO knowledge, you may generate a consistent income conducting affiliate marketing on your blog or YouTube. Take a peek at some of the various international affiliation channels.
Earn a comfortable living by teaching online. You can write courses based on your experience and advertise your profile on social media platforms like linkedin.com. Begin by enrolling in some low-cost or no-cost basic level courses. Consider offering some paid advanced-level skills classes if the audience responds well. Here are some local and worldwide resources for looking for online teaching employment and/or submitting your online course:
Do you have an innate desire to write? Yes, you can work as a freelance writer for a range of local and online publications if you answered yes. There are a range of freelance assignments accessible, including translation, guest writing, blog post writing, essay writing, academic writing, book writing, and study, whether you’re a newbie writer or a seasoned researcher. It will enable you to teach people while also allowing you to earn money. Take a look at the resources listed below.
Do you enjoy working with computers? You can get hired online if you know any programming language, including PHP, Python, C#, Java, and others. Based on your degree of education and experience, you should apply for freelance programming employment. Here are a few areas where you might look for work as an internet programmer.
Don’t be concerned if you aren’t a designer, editor, or programmer. The Internet is a huge ocean of possibilities for a wide range of occupations. If you have experience in a specific field of knowledge, such as business proposal preparation, project management, or digital marketing, you should hunt for freelance employment in foreign marketplaces.
How does the stock market work? In a nutshell, the stock market is a market place for business people. Goods are sold to the public in a public market. However, in the stock market, the public is sold share. Shares are the form in which company stock is sold. When a person purchases more shares in a company, they have a higher ownership in that company.
In the stock market, there is the primary market and the secondary market. In the primary market, companies sell shares to investors to raise financing for their operating expenses. In the secondary market, investors buy and sell shares in companies to other investors. Constantly changing market conditions are the basis of those buy and sell decisions.
A stock market operates much like an auction house, with a systematic way of buying and selling. The system in the stock market involves a great deal of bustling activity. Often there are people running around frantically, shouting and gesturing at one another.
The purchase and sale of stock starts at various places. A broker is contacted if a person wants to buy stocks in a certain company. The broker will take the investor’s money to the stock exchange to coordinate with a floor broker.
In most cases, the floor broker works for the company selling stock. Right on the stock exchange floor, brokers buy the desired stock for the investor. Once the deal is made, it is communicated to a broker and the investor then becomes a stockholder of that particular company.
Investors may decide to sell their stock. Usually investors want to sell their stock when the price per share increases so they can realize a profit on their investment. For example, a person may purchase 100 shares at the price of $25 per share. When the price increases to $35 per share, the person can sell the 100 shares and make a profit of $1,000.
The driving force behind the stock market is the basic economic principal of supply and demand. The number of stocks open to the public is the supply. The number of shares that investors what to purchase affects the demand of the stock in a certain company.
The constant change in the cost of stock is a result of conditions in other markets. For example, if people feel that the economy is growing they are apt to purchase more stocks. However, when the economy is in a decline, the majority of investors tend to sell off their stocks. On the flip side, some investors use this time to buy because the stock prices are usually at a discount.
There are quite a few business people who make long term investments in the stock market. In some situations, stocks go down in value and a stockholder loses money. There is no guaranteed profit when investing in the stock market. Thus, when a person is flexible and able to handle the constant changes of the stock exchange they are more likely to experience a profit.
So this is how the stock market works. In the end, patience, education and experience usually equals greater long term success.
One of the riskiest ventures is investing your money in the stock market. But along with the extreme risk involved, is also has the potential to make you a lot of money. In fact, investing in the stock market can turn out to be one of the most profitable business decisions you’ll ever make if done right.
With so many variables to consider, it is expected that you may have hesitancy to risk your hard-earned cash on a speculative venture in the stock market. The best course of action is to hire a reputable stockbroker to handle your stocks in the beginning. A trained stockbroker can give you dependable stock tips and solid professional advice.
Another good idea is to discuss stocks with an associate or friend with a bit of experience investing in the market themselves. Talking with educated friends and acquaintances can be a good way to get stock advice and knowledge for free.
A well-known stock move is investing in variable annuities using the premium of your insurance. Variable annuities are actually insurance contracts that allow you to invest your premium in mutual fund type investments. While this may seem like a good idea, when you review it more closely, it might be a poor investment.
The following are 4 potential problems with annuities:
Early withdrawal penalties can cost you a double penalty. When you withdraw your profits, you will be penalized because insurance plans are designed for retirement. When you take money from your premium, it costs you in penalties to the government and to the insurance company itself.
The death benefit affects the people you leave behind. If the stocks you hold are down when you die, your beneficiaries receive as much of the investments as you put in. If stocks are up when you die, they are taxed as regular income.
Smaller taxes are paid on ordinary investments in mutual funds and stocks which qualify for low capital gains treatment. The gains from investing in premiums, however, are taxed immediately upon withdrawal.
When you buy annuities with insurance features, they are actually more costly than regular mutual funds. When an annuity has more insurance features, there are annual fees heaped on top of it. The result is a loss of profits for you.
Another thing to keep in mind is that timing is a key element to successful stock investing. There are specific times that are good to invest and other times that are poor. During times of hardship or national duress, the prices of stocks may be driven down to a discounted rate, but there is no reassurance that such stocks will recover to realize a significant profit. Educating yourself on the company is key in this situation.
The bottom line with regards to investing in the stock market is diversification. The best decision is to diversify where and when you invest your money so you can always realize some type of profit to offset potential losses.
And you should always hire a reputable finance professional to help guide you through the stock market.
