Tag: Cost

Stock Trading in Nepal – An Introduction

A share is essentially a fraction of a company’s ownership. Purchasing or selling shares entails acquiring or disposing of a portion of the company’s ownership. The stock market, also known as the share market, is a place where you can buy and sell stocks. In order to raise money, public corporations usually sell shares to the public, but the stock market often trades other instruments such as debentures, bonds, and mutual funds.

Dividends are a way for you to get a piece of those companies’ earnings as a shareholder. While share trading is an exciting way to earn money both actively and passively, it is also risky since investors can have to bear the loss if the company fails. As a result, as a novice, it is important that you gain a thorough understanding of the market before investing your money in stocks.

Here is a brief introduction of how you can participate in the game of stock trading.

1. GET STARTED: OPEN A DEMAT ACCOUNT

Opening a dematerialized (DEMAT) account at one of the Depositary Participant (DP) licensed by the Central Depository System and Clearing Limited (CDSC) is a prerequisite to participate in both primary and secondary market. Most commercial banks, merchant bankers and stockbrokers provide such services. If you already own some stocks in your name, then you can give your DP to dematerialize your physical share certificates into dematerialized shares. The DEMAT account is similar to a bank account which debits and credits the shares you sell or purchase. Most DP’s also provide clients with facilities to check their DEMAT account status online as well.

2. KNOW THE MARKET

To get started in the stock market, it is essential to first understand how the market functions. Securities Board of Nepal (www.sebon.gov.np); the sole regulator of the capital market is a useful source for primary information. Its website provides information on various securities laws, investor education, and upcoming public issues amongst others. Similarly, the Nepal Stock Exchange (www.nepalstock.com) the sole secondary market; and its mobile-based application is a great source to get hands-on information. There are many other popular websites that provide constant updates about the capital market such as; Share Sansar and Mero Lagani. Furthermore daily national newspapers, websites of merchant bankers and credit rating agency – icranepal.com – also provide good information.

3. PARTICIPATE IN THE PRIMARY MARKET – APPLY IN PRIMARY OFFERINGS

One of the best opportunities to participate in the capital market is to apply for primary offers in the primary market such as; Initial Public Offering (IPO) or Further Public Offering (FPO). Most companies offer primary issues to the general public at face value of NPR 100 per stock, or at a premium based on their valuations. The risk is lower when you purchase in the primary market as you get an opportunity to buy shares at a lower cost as compared to purchasing those shares in the secondary market once they are listed. Also, look out for opportunities to participate in the primary offering of mutual fund schemes which can be a beginning point.

News about primary issues generally comes out in national newspapers and are widely announced on other media platforms. Once you know the primary issues are out, you can read their prospectus to see their detail information such as; past and projected performance, & management amongst others. You can also look at their credit rating provided by a licensed credit rating agency before making the decision to invest.

4. PARTICIPATE IN THE SECONDARY MARKET– OPEN A TRADING ACCOUNT AT A STOCKBROKER OFFICE

All the stocks offered via the primary market are listed in the secondary market i.e. Nepal Stock Exchange (NEPSE); currently, there are 231 companies listed in the stock exchange. The secondary market provides the platform to sell the shares you hold or purchase new shares from the market. The share price of these listed companies and the value of NEPSE Index changes every day based on total demand and supply of shares in the market.

If you wish to get involved in the secondary market, you will need to open a transaction account at a stock broker’s office. There are currently 50 stockbrokers licensed by NEPSE while there are a few stock broker offices outside Kathmandu. Once you open an account with a stockbroker, they will provide you with a unique ID code via which all the transactions in your name will be executed.

To make a purchase or sale order you will simply have to call your stock brokers or visit their office to place an order, make sure you have the shares in your DMAT account before you place a sell order to your stockbroker. The stockbroker charges some commission as a brokerage fee for each transaction while you have also have to pay a capital gain tax of 5% if applicable while making sales.

5. STILL CONFUSED- SEEK PROFESSIONAL HELP

If you are still confused and less confident about entering the market or you do not have time, energy and resources, do not worry as there are a number of professional licensed Portfolio Management Companies providing you with a full range of products and services under Portfolio Management Services (PMS). Based on your investment goals and expectations, these portfolio managers develop portfolios matching your risk appetite and invests in the capital markets on your behalf. The portfolio manager charges minimal annual and performance fees while these services offer you the opportunity to grasp the benefits of the capital markets. Moreover, you can also handover your existing portfolio to these portfolio managers for restructuring and further management.

All in all, as the stock market is constantly evolving and getting technical, retail investors are highly advised to seek professional advice and avoid making investments on herd mentality – invest wisely!

January 3, 2023
Make Money Online
There are hundreds of ways to make money online in Nepal. Some of them are:
- Writing Blogs/How-to articles and Monetize it with Ads.
- Making Videos on Monetize it with ads.
- Start doing Freelancing.
Here are the 10 ways to make money online in Nepal: 10 Ways Earn Money Online in Nepal

At all depend on you, if you have some sort of investment then the best Business in Nepal are:
1. Solve a problem and turn it into a business opportunity. For example, in Nepal, there is a problem with clean water; design a method to clean the water and turn it into a business opportunity. You’re making money while also assisting others. Want to create a startup: How to start a Startup in Nepal
2. The stock market is a place where you can put your money. The stock market constantly rises, and you always gain money, but the problem is that you lose money in the market when you make poor decisions. Here is How to Start A Complete Guide to Invest in Nepalese Stock Market
3. Invest money in Real Estate Business in Nepal. Learn more about it here.
4. In Nepal, you can open a clothing store. You can either start a clothes business online or offline. In this tutorial, we’ll show you how to establish a clothes business for the least amount of money possible. How To Start A Clothing Business In Nepal With Minimum Cost?
5. To start an E-Commerce business in Nepal, you can launch a startup like Daraz or any other E-commerce firm. Please take a look at this article: How To Start E-Commerce Business In Nepal or Step By Step Guide To Start Selling Things Online.
6. You may create an App for free without knowing any coding or other skills; all you need to know is what problem you’re trying to solve. Please do not convert a book into an app and sell it on the Play Store; it is unethical and you will not profit from it. How To Make Money Online With Apps?
7. You must have numerous sources of income if you want to be affluent. People in Nepal produce a lot of money, yet they lack the ability to “create various streams of income.”. How To Generate Multiple Sources of Income in Nepal?
8. Are you interested in making money through Facebook? If you’re still perplexed about how I make money on Facebook, read this excellent article about how to make money on Facebook. Earn money on Facebook by uploading videos to Facebook pages and other similar activities.
9. What does it take to be a travel blogger or vlogger in Nepal? Vlogging and traveling are currently quite popular all around the world. In this post, you’ll learn how to become a travel blogger or vlogger in Nepal, as well as what you’ll need to get started blogging or vlogging as a blogger or vlogger.
Note: This article will be updated with relevant links soon.
January 3, 2023
Getting Started with Google Adsense
Google has a means for you to make money if you have a website, a blog, or any other type of online presence. Google AdSense is a service that aims to make everyone a financial winner: advertisers get new clients or sales through the AdWords program, Google gets money to run those adverts, and you get money when people click on them on your website.

Google will deliver adverts that are relevant to the exact content of a web page using internet search technologies. For example, if you’re on a page about the latest golf competition, Google will show you advertising for golf clubs or golfing apparel. You are compensated every time someone clicks on one of those adverts if you own the site. This is commonly referred to as CPC (Cost Per Click) advertising.

Benefits of Google Adsense

It’s possible that you won’t even see banner advertising any longer. We have learned to filter them out as a web-savvy society. There is also banner-filtering software available, as banner adverts can be extremely irritating and hurt your website’s readership. Google AdSense, on the other hand, is different since the advertising are less intrusive than giant banner ads, and the content is more relevant to the web page, so it has a greater impact.

Google Ads can also be used to make a healthy income. You may generate thousands of dollars each month with the proper combination of traffic, content, and users. You can’t expect to put Google Ads on your site and then sit back and rest as the money rolls in. That isn’t how it works. It takes an investment of your time, just like anything else in business, to earn a predictable return.

How Does Google Adsense Work?

If your blog or website now has 100,000 monthly visitors, that’s more than one million each year. Consider how this relates to ad income potential:
- You have 200,000 ad views.
- You have a click-through rate (CTR) of 1%, which usually is standard.
- 1% of 200,000 is 2,000.
- If the Cost Per Click of the ad is $0.01, you make $20.
- If the Cost Per Click of the ad is $2.00, you make $2,000.
There’s a significant gap between the two, and most advertising don’t pay out at $1 per click. You’re more likely to find a rate somewhere in the middle, which can add up to hundreds of dollars every month. The lower the CPC, the more obvious and widespread the ad’s term, which is what triggers the ad itself, is—and this is knowledge you can use.

Maximizing Advertisement Revenue

There are various ways to improve your revenue, whether you want to make money from an existing blog or website or start a blog just for the goal of earning AdSense money:
- To maximize the keywords in your text, use search engine optimization (SEO) optimized writing.
- More writing is required. The more you write about your subject, the more keywords Google will find and use to serve adverts.
- Write frequently. It’s all about having more stuff, and the fresher it is, the better.
- Post stuff that is both valuable and accurate. It’s difficult to read rubbish that’s full with keywords, and it won’t keep people coming back. You want your site to be sticky so that it attracts visitors.
- Make a niche for yourself. It’s fine to talk about football, but thousands of others do it every day. Another narrative is about movie soundtrack collections, which is a less popular topic.
- Don’t send too much nasty traffic your way. It’s easier than you might think to generate a lot of traffic, but if that traffic isn’t qualified and people aren’t there to read your material, it’ll be a waste of time. It also has an impact on your CTR.
- Utilize Google Analytics. Google provides free tools to help you evaluate your website for profit.
Competitors’ Ads on your website?

When you first start running ads on your website, one of the most difficult difficulties you’ll face is competition. Depending on the type of site you run, you may notice that adverts that are directly competing with what you’re selling or offering begin to appear. For example, if you have a website dedicated to drop shipping a specific product, such as Disney toys or snow globes, you may notice adverts for those items diverting users away from your site. This is not a wise business decision.

Is there anything that can be done about it? Yes. Google foresaw this problem and now allows you to ban material from up to 500 URLs.

However, it can be difficult to figure out who to block until you start seeing such adverts. Worse, because of the way AdSense sends out material, you may never see those adverts.

Furthermore, as an AdSense user, you are unable to immediately click on these links to see where the ads are being sent. It’s a blatant breach of AdSense’s regulations, but if you’re lucky enough to see it, you can right-click on the ad and block the link or URL. This is reliant on a bit of chance.

The best approach to make a list is to do a Google search for the items or services you’re selling and take note of the top 50 URLs that show up. That’s a fantastic strategy to keep ad traffic away from sites that are plainly competitors.
January 3, 2023
CDSC Meroshare Login – Everything about Mero Share
If you want to visit Mero share login page, Click the link: https://meroshare.cdsc.com.np.

Continue reading if you want to learn about Mero share.

Introduction of Mero Share

The securities exchange of Nepal has taken extraordinary steps over the most recent couple of years. Financial backers will at this point don’t need to trust that hours will top off their offers and afterward stand by in line to get their cashback. Essentially, one doesn’t need to go to the offer recorder to get the authentication of reward and right and money profit.

For every one of these offices, you just need to spend Rs. 50 every year. You can do every one of these things from home by turning into a client of Mero Share. All you require to do to utilize the Mero Share include is make your email address and the recipient number of your Demat account.

‘Mero share’ is a product created by CDS and Clearing Limited (CDSC). Mero Share gives the office to the recipient to see the offer exchange data in your record on the web.

Advantages of Mero Share

Clients can get the accompanying advantages while utilizing the Mero share programming.
1. View the individual subtleties of the recipient account holder
2. View the subtleties of the stock in your record
3. Subtleties of the real estimation of the stock in your record dependent available worth I. e see the portfolio
4. View the subtleties of the exchanges in your record
5. View the subtleties of the offers which are under guarantee in your record
6. To Apply Online to buy the offers in the event of an essential issue (IPO/FPO) and right issue.
7. To make a financial balance passage in the recipient account or to demand a vault member (DP) to change the ledger entered mistakenly.
8. Effectively move the offers you have sold by going to the most helpful MY EDIS tab.
9. To see the IPO consequence of the organization in which you have submitted the Application.
How To Use Mero Share Software?
1. Clients who need to exploit Mero Share should go to their Depository Participants (DP) and should fill the Mero Share Form
2. The Depository Participants (DP) opens every client’s Mero Share account dependent on the solicitation got from the client. Data about the client’s DP ID, login ID, secret word, and address to utilize Mero Share will be shipped off the email address of the concerned client.
3. Mero Share can be utilized by tapping on the web address referenced alongside the data about Mero Share account got in your email or by opening the location https://meroshare.cdsc.com.np in the web program.
How To Login Into Mero Share?
1. Select the connection you got in your email‌ or open your PC’s Internet (Firefox or Chrome) and type https://meroshare.cdsc.com.np in the location bar of that program and press Enter.
2. To login, go to the drop-down menu with “Select Your DP” as demonstrated in the image underneath and Select the storehouse members (DP) of your record.
3. Type the last numbers after the zeros of your recipient account number to enter the Login ID. For instance if your recipient account number 13010200000093812 while the last eight digits are 00093812, utilize the number 93812 as your login ID.
4. Type the secret word you got in your email and press the login button
How To Change Password In Mero Share Account?

You should change your secret word the first occasion when you sign in to Mero Share Account. All administrations accessible in Mero Share can be gotten to solely after changing the secret key.

After you sign into your Mero share represent the first occasion when, it says you to change your secret phrase first. Your ‘Old Password’ is the thing that you get in the email we examined before. You need to enter another secret word for the Mero Share Login.

After you change your secret key, your ‘Mero Share Dashboard’ shows up. The example picture of the Mero share dashboard is appeared in the table underneath:

How To Change Your Mero Share Password Anytime?

On the off chance that you wish to change your secret phrase of the mero share account whenever adhere to the directions underneath:
1. Snap on your ‘Mero Share Profile’ in the upper right corner of your ‘ Mero Share Dashboard’ (Shown in the picture beneath featured with green)
2. Snap on the ‘Change secret word’ as demonstrated by the blue shading confine the picture beneath.
3. Type Your ‘Old Password’ and Your ‘New Password’
4. Snap on the ‘Change Password’ Icon featured by red tone in the picture underneath:
How To View Personal Details Of A Beneficiary Account In Mero Share?

To see your own subtleties entered in your recipient account in the Mero Share, Select ‘My Details’ menu. The data appeared in ‘My Details’ are the authority subtleties entered in your recipient account. In the event that there is any complaint in the proclamation, quickly illuminate your storehouse members (DP) and right the individual subtleties.

How To View Your Share Balance In The Beneficiary Account Through Mero Share?

There are four kinds of equilibriums for every protections

Current Balance: The amount of the portions of each organization in the record

Current Balance = Pledge Balance+ Lockin Balance+ Freeze Balance+ Free Balance
1. Promise Balance: Shares utilized as insurance out of the absolute offers in the record.
2. Lockin Balance: Shares in Lock-in out of the all out shares in the record
3. Freeze Balance: Shares hindered or frozen out of the all out shares in the record
4. Free Balance: Shares that are not utilized as insurance or not in lock in or not impeded
Free Balance=Current Balance – Pledge Balance-Freeze Balance-Free Balance

How To View The Details Of Share Trading In Mero Share?

To see share charge or credit subtleties in your record, select the My Transaction History menu.

Offer to exchange subtleties can be seen based on the organization name or date of exchange.

On the off chance that we see exchange subtleties by date, we can see the exchanging subtleties for a limit of a quarter of a year at a time

To see the exchange history of the single organization, Click on the Script and select the organization you need to see.

Exchange History Datewise

Exchange History Companywise

How To View The Portfolio Of Shares In The Beneficiary Account Through MeroShare?

To see an arrangement of stocks in your record, select the My Portfolio menu in Mero Share. The arrangement of stocks in the record is determined based on the last exchanging cost of each organization’s stock.

How To View The Details Of The Share Pledge In The Beneficiary Account?

On the off chance that the stock in your record is sold, select the Report For Pledgor menu under the Pledge Share Details menu in my stock to see the home loan subtleties.

How To Request A DP To Update The Bank Account Details In The Beneficiary Account?

To get the money profit from the organization in the ledger, the recipient’s record should determine the client’s financial balance subtleties. The client ought to give his ledger subtleties to the DP to refresh the financial balance subtleties in his recipient account.

Here are the means you ought to follow to refresh the financial balance subtleties:
1. To make your ledger subtleties accessible to your DP through Mero Share, utilize the My Bank Request menu.
2. Select your bank from the rundown of banks accessible in the product and select the pertinent branch
3. Pick your record type by composing your Bank Account Number in the space gave and click on Update Bank Details button
How To Transfer Shares Through Mero Share?

On the off chance that you have sold offers, you can undoubtedly move those offers through Mero Share. First snap on the My EDIS menu of the Mero Share Dashboard. The example figure underneath shows the way toward moving the sold offers through the Mero Share Software.

After you click My EDIS menu, select the Transfer Shares as featured in the green box in the example picture above. After you click on the Transfer shares, you will see the settlement data about the offer of your offers. Snap on Proceed Next to move your sold offers. The example picture beneath shows the interaction.

Expectation you loved the data with respect to the utilization of Mero Share Account. Don’t hesitate to share your perspectives in the remark segment.
January 3, 2023
What Stock Market Basics Do You Need To Know?

To succeed in the business of stocks, learning the stock market basics of the trade is essential. The stock market is a complicated game and knowledge is power when it comes to financial freedom.

The decisions you make can yield unlimited earnings or completely break your budget. While there is some level of gambling involved in the stock market, an educated trader will ultimately achieve success.

Prior to risking your hard-earned cash on the stock market, you need to recognize certain vital factors when deciding which company to invest in.

Consider these stock market basics to learn more about the company you want to buy into:

Check Out A Company’s Revenue

What is the actual amount of money the company makes? This total amount is referred to as revenue. While young companies in their early stages of development may not have much revenue to offer, other companies who have been in the market for a long time may use their revenues to cover costs and losses.

A Company’s Earnings Make A Difference

How much money does the company make? This amount of money is called a company’s earnings. Beside revenues, earnings may be used to cover expenses. Earnings are the extra money taken in by a company. Because investors investigate the earnings made by a company they want to purchase stocks on, the companies with large earnings have a distinct advantage in the stock market.

A Company In Debt Is A Bad Sign

How much money does the company owe? Debt is the money owed by a company, which can be represented in many different ways. When a company is in debt, the money they have will be used to pay up the debit. It is risky to purchase stock from companies in debt because the company is unstable which could result in them declaring bankruptcy.

A Company Should Own Property

What does the company own? The assets owned by a company, including business, money and stocks, are referred to as property. When you are aware of a company’s assets, you can better ascertain their position in the industry. When companies have significant properties under their ownership, it is safer to trust their background. Often people will immediately buy stocks from companies holding a major amount of assets because they are more secure.

A Company Should Show Financial Responsibility

How much does the company have to pay out and what are their total financial obligations? Each company has different financial obligations. When a company has few financial obligations, they are in less danger of getting into debt. Examine the liabilities versus the assets of a company to determine their financial responsibility. A company should have higher assets than financial obligations.

Gambling your money on a company you know nothing about is an unsafe and unwise decision. By simply reviewing the company’s background, you have all the stock market basics right at your fingertips.

To make sure your money is in the right hands, do your research about the companies you want to invest in.

January 3, 2023
Skrill to eSewa | Money Transfer Option

The well-known international online payment processing company “Skrill” has made it possible for Nepalese to utilize and transfer money from their Skrill accounts via eSewa.

Skrill is a British company that offers a low-cost international money transfer service. Skrill and HomeSend just formed a cooperation. BICS and HomeSend Master Card are worldwide money transfer joint ventures.

Nepal’s most popular local internet payment gateway is eSewa. We can pay bills, buy things, and transfer money to a local bank account using eSewa. E-Sewa, like PayPal, allows us to conduct a variety of online transactions. E-Sewa allows you to buy movie tickets and do other online shopping. E-Sewa is one of Nepal’s most dependable internet business platforms.

How to send money from Skrill and receive it in eSewa wallet?

To deposit money into your eSewa wallet, you must first log in to your Skrill account. Then, at the top of the menu bar, select the mobile wallets option. Now, from the list, select ‘eSewa Nepal’ and enter the eSewa phone number that you provided during registration.

After you’ve added eSewa wallet to your Skrill account, click the “withdrawal” icon at the bottom of the dashboard to transfer as much money as you want to eSewa wallet. During this time, you should receive an SMS notification from your E-Sewa account.

If you send money from Skrill to eSewa in this manner, Skrill will deduct 1% of the amount sent as a service fee.

For further information on the Skrill to eSewa option, please see the following page.

https://blog.esewa.com.np/skrill/

January 3, 2023
Kickstart Your Own Awesome Podcast

While half of the population of the United States is a loyal listener, many Nepalis are unfamiliar with the phrase “podcast.”

Podcasts have been popular in the United States, and they have the potential to becoming so in Nepal, because they may be listened to at any time. You may listen to your favorite podcasts on your commute, while working out, or while doing domestic tasks.

So, if you plan to establish your own business as a Nepali, you will have an advantage because this market has a lot of potential and is still unexplored. You may get the worm by getting up early. The best thing about starting your own podcast is that it costs very little money. All you’ll need at first is a microphone and a nice laptop.

You can start with it as a side hustle and work your way up to full-time status after it has gained a significant following. Here are some pointers for getting started with your own podcast.

1. Plan ahead

Consider the theme. There will be a theme for the podcast. It might be centered on political debates, or you could give life hacks. Also, consider if you want it to be completely scripted or completely spontaneous. When you choose a theme, you can listen to similar podcasts to gain a more in-depth understanding and better assistance for running your own show. You’ll understand what you need to do to stand out and engage your audience.

2. Be consistent

Once you’ve started, you’ll need to be very active to keep the users involved, or you’ll lose their attention. When Instagram only had 100 users, the app’s founders were more concerned with keeping those 100 users than with attracting new ones. As a result, if you do not update on a regular basis, you will lose users. Setting a deadline and making sure you meet it and release a new podcast when it’s due is the best way to go about it.

3. Keep a track of your audience

On top of that, you can monitor your audience’s response on your social media accounts and construct your podcast around it. You should review analytics data if you want to expand your user base and keep existing listeners engaged. In this case, you can use a hosting platform like Blubrry (https://www.blubrry.com/) to evaluate listener demographics.

4. Do not lose your focus

When your target audience is specialized, you must recognize that you cannot lose sight of them because they have been addicted to your podcast as a result of your targeted content. If your podcast is about how students may make money through side hustles, for example, you should not switch to another successful podcast with a large audience and instead start publishing podcasts about the current fashion trends.

5. Keep a relevant name

If your podcast is about startup success stories, you can call it after the type of content you provide. Because it allows users to find your podcast without having to read the details and then decide whether or not to listen. If your podcast’s title does not provide listeners a clear indication of the topics you cover, they may merely scroll through the list and never opt to click on your podcast. The ideal marketing technique is to keep a very distinct name.

6. Give your audience the best listening experience

Because podcasts are all about listening, it’s critical that the audio quality is excellent. You’ll need a microphone, microphone stand, USB box, compressor, and headphones to make a podcast. You must ensure that they are of the highest possible quality. Tim Ferris demonstrates how he sets up his podcast in this video (https://www.youtube.com/watch?v=xRxVEcbh-Dk).

If you are just beginning, you can use your smartphone for recording voice. Don’t worry! these days smartphones come up with kickass microphones and can do the job very well.

7. Unravel the astonishing details of the story

If you want to make an impact, you need to unearth the most obscure details of the tale you’re presenting your audience. Guy Raz, a well-known podcaster, advises his guests that if they dive into their past and share previously unknown stories, people would be able to relate to them better and want to speak with them.

8. Get feedback before you launch

Inquire of your parents, as well as sincere friends or mentors. If you’re still in college, request that your teachers listen to you and provide you with valuable feedback. This will assist you in making final modifications, and you can honestly treat them as your listeners, using their comments to make changes as needed. Of course, you are the one who makes the decisions here, so you may choose which advice to disregard and which to follow.

Always keep in mind that overnight success is a fiction, and you’ll need a lot of patience to build and improve the podcast you’ve always wanted to do. Make a name for yourself in the podcasting world.

Best wishes!

January 3, 2023