The Governor of Nepal Rastra Bank has cleared up any confusion about point 106 of the newly revealed monetary policy. This point pertains to the review of the current risk weightage for share/securities loans, real estate loans, and higher purchase loans disbursement. In simpler terms, the bank is reevaluating how much risk is involved in giving out these types of loans. The aim is likely to ensure a well-balanced and secure lending environment for both the bank and borrowers. By reviewing and adjusting the risk weightage, the bank can better manage potential risks associated with these loans and make informed decisions in the lending process.
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