The NEPSE index closed at 1,938.62 today, down 14.44 points from the previous trading day’s close. This represents a 0.74% decrease. Yesterday, the index rose 1.85 points.
The index opened today at 1,953.96 and reached an intraday high of 1,956.37. In contrast, it dropped as low as 1,926.57 before closing at 1,938.62.
The NEPSE index ended the day at 1,975.89, down 26.80 points from the previous trading day’s close. This represents a 1.34% loss. Last Thursday, the index gained 50.04 points.
The index opened the day at 2,008.26 and reached an intraday high of 2,017.30. It fell as low as 1,970.67 before closing at 1,975.89.
The Nepal Bankers Association (NBA) has decided to lower the interest rate on savings while keeping the interest rate on fixed deposits unchanged.
The meeting was attended by the CEOs and representatives of all commercial banks to review the interest rate beginning on Chaitra 1. Savings interest rates currently range from 6.42 percent to 8.4 percent. It has been decided to keep the rates between 6% and 8%.
The NEPSE index closed today at 2,046.81, a decrease of 23.60 points from the previous trading day’s close. This represents a 1.14% decrease. The following are the results of the survey.
Today, the index opened at 2,069.67 and reached an intraday high of 2,069.78. It fell as low as 2,040.18 before
According to Deputy Prime Minister and Finance Minister Bishnu Prasad Paudel, indicators of the country’s economy are in jeopardy due to negative global economic impacts and challenges stemming from domestic causes.
He did, however, state that he is constantly working to resolve the country’s economic problems. He made this statement during today’s House of Representatives meeting while delivering a speech on the half-yearly budget report for fiscal year 2022/23
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Nepal Telecom (NTC), the country’s state-owned telecoms operator, has officially launched its long-awaited 5G trial to commemorate the company’s 19th anniversary. Nepal Telecom, the country’s state-owned telecom operator, had previously postponed 5G testing due to a lack of a device ecosystem. To commemorate its 19th anniversary, the telco tested its 5G cellular network in Babarmahal and Sundhara.
The network deployed in the Kathmandu districts of Sundhara and Babarmahal is using the 60 MHz spectrum in the 2600 MHz band given by the government. The 2600 MHz band provides a good balance of speed and coverage. According to a Nepalitelecom report, the trials are not available to the public and are conducted internally.
The initial trials, which were supposed to begin in January 2023, have already begun one month later than projected. Nepal Telecom’s July 2021 trials were canceled when a change in administration hindered the requisite spectrum allocation.
Sunil Paudel, MD of Nepal Telecom (NTC), has formally declared the launch of the long-awaited 5G experiment. However, no official launch date for 5G has been announced, however, officials have stated that it “should launch shortly.” Managing Director Sunil Paudel noted in a progress update on the company’s planned 5G rollout that Nepal Telecom (NT) has yet to evaluate the capabilities of its present mobile infrastructure to handle commercial 5G services in the future.
Nepal Telecom Corporation (NTC) will begin its 5G testing using Non-standalone (NSA) architecture and subsequently advance to Standalone architecture (SA). By changing the basic software, the NSA allows the operator to launch its 5G network on its existing 4G LTE infrastructure. The business has already developed two 5G-ready sites in Babarmahal and Sundhara. NTC is now testing available 5G devices on the network in Babarmahal and Sundhara, having installed the essential equipment at both locations.
The earnings of Rastriya Beema Company Limited (RBCL) climbed by an astonishing 92.57% in the second quarter of fiscal year 2079/80 compared to the same period the previous year.
According to the financial report released today, it made a net profit of Rs 37.41 crore in the second quarter of fiscal year 2079/80, up from Rs 19.43 crore in the same period of fiscal year 2078/79.
While its net premium income climbed by 64.60% from Rs 12.88 Crore to Rs 21.21 Crore at the end of the second quarter of this year, its reinsurance commission revenue declined to Rs 9.4 Crore from Rs 9.9 Crore.
It presently has Rs 3.57 Arba in reserve and Rs 2.85 Arba in insurance funds. It has a paid-up capital of Rs.26.66 Crore.
Its earnings per share are Rs 280.67, its net worth per share is Rs 1439.77, and its P/E ratio at the end of the quarter is 14.25 times.
Visiting Administrator of the United States Agency for International Development (USAID), Samantha Power, met with Finance Minister Bishnu Prasad Paudel at the latter’s office in Singha Durbar today. The meeting touched on an array of subjects including the bilateral relations between Nepal and the US, it has been said.
On the occasion, Minister Paudel said Nepal for the first time got foreign assistances after signing the point for programme in 1951, and the development partnership between the two countries reached a new height so far since. He also recalled the 75th anniversary of the bilateral relations between the two countries last year.
Everyone is looking for a quick and easy way to riches and happiness. It seems to be human nature to constantly search for a hidden key or some esoteric bit of knowledge that suddenly leads to the end of the rainbow or a winning lottery ticket.
While some people do buy winning tickets or a common stock that quadruples or more in a year, it is extremely unlikely, since relying upon luck is an investment strategy that only the foolish or most desperate would choose to follow. In our quest for success, we often overlook the most powerful tools available to us: time and the magic of compounding growth. Investing regularly, avoiding unnecessary financial risk, and letting your money work for you over a period of years and decades is a certain way to amass significant assets.
Here are several tips that should be followed by beginning investors.
Everyone is looking for a quick and easy way to riches and happiness. It seems to be human nature to constantly search for a hidden key or some esoteric bit of knowledge that suddenly leads to the end of the rainbow or a winning lottery ticket.
While some people do buy winning tickets or a common stock that quadruples or more in a year, it is extremely unlikely, since relying upon luck is an investment strategy that only the foolish or most desperate would choose to follow. In our quest for success, we often overlook the most powerful tools available to us: time and the magic of compounding growth. Investing regularly, avoiding unnecessary financial risk, and letting your money work for you over a period of years and decades is a certain way to amass significant assets.
Here are several tips that should be followed by beginning investors.
1. Set Long-Term Goals
Why are you considering investing in the stock market? Will you need your cash back in six months, a year, five years or longer? Are you saving for retirement, for future university expenses, to purchase a home, or to build an estate to leave to your beneficiaries?
Before investing, you should know your purpose and the likely time in the future you may have need of the funds. If you are likely to need your investment returned within a few months, consider another investment; the stock market with its volatility provides no certainty that all of your capital will be available when you need it.
By knowing how much capital you will need and the future point in time when you will need it, you can calculate how much you should invest and what kind of return on your investment will be needed to produce the desired result.
Remember that the growth of your portfolio depends upon three interdependent factors:
Ideally, you should start saving as soon as possible, save as much as you can, and receive the highest return possible consistent with your risk philosophy.
2. Understand Your Risk Tolerance
Risk tolerance is a psychological trait that is genetically based but positively influenced by education, income, and wealth (as these increase, risk tolerance appears to increase slightly) and negatively by age (as one gets older, risk tolerance decreases). Your risk tolerance is how you feel about risk and the degree of anxiety you feel when risk is present. In psychological terms, risk tolerance is defined as “the extent to which a person chooses to risk experiencing a less favourable outcome in the pursuit of a more favourable outcome.” In other words, would you risk NPR 1000 to win NPR 10,000? Or NPR 10,000 to win NPR 10,000? All humans vary in their risk tolerance, and there is no “right” balance.
Risk tolerance is also affected by one’s perception of risk. For example, flying in an aeroplane or riding in a car would have been perceived as very risky in the early 1900s, but less so today as flight and automobile travel are common occurrences. Conversely, most people today would feel that riding a horse might be dangerous with a good chance of falling or being bucked off because few people are around horses.
The idea of perception is important, especially in investing. As you gain more knowledge about investments – for example, how stocks are bought and sold, how much volatility (price change) is usually present, and the difficulty or ease of liquidating an investment – you are likely to consider stock investments to have less risk than you thought before making your first purchase. As a consequence, your anxiety when investing is less intense, even though your risk tolerance remains unchanged because your perception of the risk has evolved.
By understanding your risk tolerance, you can avoid those investments which are likely to make you anxious. Generally speaking, you should never own an asset which keeps you from sleeping in the night. Anxiety stimulates fear which triggers emotional responses (rather than logical responses) to the stressor. During periods of financial uncertainty, the investor who can retain a cool head and follows an analytical decision process invariably comes out ahead.
3. Control Your Emotions
The biggest obstacle to stock market profits is an inability to control one’s emotions and make logical decisions. In the short-term, the prices of companies reflect the combined emotions of the entire investment community. When a majority of investors are worried about a company, its stock price is likely to decline; when a majority feel positive about the company’s future, its stock price tends to rise.
A person who feels negative about the market is called a “bear,” while their positive counterpart is called a “bull.” During market hours, the constant battle between the bulls and the bears is reflected in the constantly changing price of securities. These short-term movements are driven by rumours, speculations, and hopes – emotions – rather than logic and systematic analysis of the company’s assets, management, and prospects.
Stock prices moving contrary to our expectations create tension and insecurity. Should I sell my position and avoid a loss? Should I keep the stock, hoping that the price will rebound? Should I buy more?
Even when the stock price has performed as expected, there are questions: Should I take a profit now before the price falls? Should I keep my position since the price is likely to go higher? Thoughts like these will flood your mind, especially if you constantly watch the price of a security, eventually building to a point that you will take action. Since emotions are the primary driver of your action, it will probably be wrong.
When you buy a stock, you should have a good reason for doing so and an expectation of what the price will do if the reason is valid. At the same time, you should establish the point at which you will liquidate your holdings, especially if your reason is proven invalid or if the stock doesn’t react as expected when your expectation has been met. In other words, have an exit strategy before you buy the security and execute that strategy unemotionally.
4. Handle Basics First
Before making your first investment, take the time to learn the basics about the stock market and the individual securities composing the market. There is an old adage: It is not a stock market, but a market of stocks. Your focus will be upon individual securities, rather than the market as a whole. There are few times when every stock moves in the same direction; even when the averages fall by 100 points or more, the securities of some companies will go higher in price.
The areas with which you should be familiar before making your first purchase include:
Knowledge and risk tolerance are linked. As Warren Buffett said, “Risk comes from not knowing what you are doing.”
5. Diversify Your Investments
Experienced investors such as Buffett eschew stock diversification in the confidence that they have performed all of the necessary research to identify and quantify their risk. They are also comfortable that they can identify any potential perils that will endanger their position, and will be able to liquidate their investments before taking a catastrophic loss.
The popular way to manage risk is to diversify your exposure. Prudent investors own stocks of different companies in different industries, sometimes in different countries, with the expectation that a single bad event will not affect all of their holdings or will otherwise affect them to different degrees.
Imagine owning stocks in five different companies, each of which you expect to continually grow profits. Unfortunately, cirplusstances change. At the end of the year, you might have two companies (A & B) that have performed well so their stocks are up 25% each. The stock of two other companies (C & D) in a different industry are up 10% each, while the fifth company’s (E) assets were liquidated to pay off a massive lawsuit.
Diversification allows you to recover from the loss of your total investment (20% of your portfolio) by gains of 10% in the two best companies (25% x 40%) and 4% in the remaining two companies (10% x 40%). Even though your overall portfolio value dropped by 6% (20% loss minus 14% gain), it is considerably better than having been invested solely in company E.
6. Avoid Leverage/Margin Loan
Leverage/Margin loan simply means the use of borrowed money to execute your stock market strategy. In a margin account, banks and brokerage firms can loan you money to buy stocks, usually 50% of the purchase value. In other words, if you wanted to buy 1000 shares of a stock trading at NPR 100 for a total cost of NPR 100,000, your brokerage firm could loan you NPR 50,000 to complete the purchase.
The use of borrowed money “levers” or exaggerates the result of price movement. Suppose the stock moves to NPR 200 a share and you sell it. If you had used your own money exclusively, your return would be 100% on your investment [(200,000 -100,000)/100,000]. If you had borrowed NPR 50,000 to buy the stock and sold at NPR 200 per share, your return would be 300 % [(200,000-50,000)/$50,000] after repaying the NPR 50,000 loan and excluding the cost of interest paid to the broker (which is usually 16% and over).
It sounds great when the stock moves up, but consider the other side. Suppose the stock fell to NPR 50 per share rather than doubling to NPR 200, your loss would be 100% of your initial investment, plus the cost of interest to the broker [(50,000-50,000)/50,000].
A margin is a tool that can go extremely bad in a stock market like Bangladesh.
Final Thoughts
Stock investments historically have enjoyed a return significantly above other types of investments while also proving easy liquidity, total visibility, and active regulation to ensure a level playing field for all. Investing in the stock market is a great opportunity to build large asset value for those who are willing to be consistent savers, make the necessary investment in time and energy to gain experience, appropriately manage their risk, and are patient, allowing the magic of compounding to work for them. The younger you begin your investing avocation, the greater the final results – just remember to walk before you begin to run.
The majority of college jobs need you to be physically present at work. We’ve compiled a list of online jobs for students that can be accomplished simply from home during the lockdown to take advantage of some of the benefits that other workers enjoy.
It’s one of the best and most well-known careers for a high school or college student. Online tutoring allows students and tutors to communicate in real time. It is the future of education, and both the student and the teacher will interact through the app, which includes all of the resources and symbols needed to teach a subject. It is more successful than traditional teaching approaches because it follows the same processes as in the classroom. As an e-tutor, you should have a schedule and materials for your subject. You will be expected to display your work online while instructing. If you’re looking for a job, Tutors.com is a fantastic place to start.
If you are adept at recognizing grammar mistakes and writing, this type of employment can appeal to you. People all across the world are benefiting from the availability of freelance jobs. These jobs today offer a wide range of work prospects and tough competition as technological innovation advances. Authors, also known as online workers, are forging a new trend that delivers clarity and de-clutters cluttered work.
You should have at least one or two social media accounts and be conversant with the tasks that may be assigned to you. This job comprises monitoring and administering the Facebook sites of businesses, restaurants, celebrities, and other brands.
In terms of data preparation, PCs are unrivaled; nevertheless, despite their superiority, they struggle to turn transcribed reports into computerized reports. Data entry employees are still in great demand because each organization needs to be sorted out and tracked into what is going on. This is also one of the easiest positions on the list to fill.
Computers are improving their capacity to recognize and comprehend human expression, but they despise imperfection. People who can listen to audio and then write words from it are needed in this line of work. Working as an online transcriptionist requires this expertise, and it’s a flexible way to make money from your computer.
Graphic design is one of the most well-known disciplines for outsourcing. Graphic design jobs require outstanding design talents rather than an academic degree. So, even if you don’t have a college diploma, you may easily obtain graphic design jobs if you have exceptional design talents. You can make anything from a basic logo to a whole handout. You can also create Google advertising and entertaining blog entry delineations. You can choose from a variety of tasks depending on your preferences in this type of career.
SEO is associated with ensuring that your site ranks highly on web indexes such as Google for related terms, potentially increasing your sales. It’s the backbone of every excellent advanced marketing plan, and it’s how you persuade people to visit your site. To operate as an SEO freelancer, you must possess the necessary SEO skills to properly execute your assignments.
If you are adept at recognizing grammar mistakes and writing, this type of employment can appeal to you. This is a broad genre that includes everything from brief articles to full-length books. To get the job, you should position yourself as an editorial specialist. Make a portfolio and mention your editing experience in your online profiles.
It’s an industry that’s still growing and showing no signs of slowing down. You can start charging someone for a website right now if you have the requisite skills. To work in this role, you don’t need to be a software engineering major; rather, you will need web development expertise.
On the internet, video has become one of the most essential (and usually profitable) types of content. Because they are in such high demand, experienced video editors are in high demand. You can learn the fundamentals of video editing with a course like this. You’ll also need access to high-quality video editing tools, such as Adobe Premiere, as well as a portfolio of your work.
So, these are the online occupations that a student may do to generate money without having to spend any money during lockdown.
If you want to visit Mero share login page, Click the link: https://meroshare.cdsc.com.np.
Continue reading if you want to learn about Mero share.
The securities exchange of Nepal has taken extraordinary steps over the most recent couple of years. Financial backers will at this point don’t need to trust that hours will top off their offers and afterward stand by in line to get their cashback. Essentially, one doesn’t need to go to the offer recorder to get the authentication of reward and right and money profit.
For every one of these offices, you just need to spend Rs. 50 every year. You can do every one of these things from home by turning into a client of Mero Share. All you require to do to utilize the Mero Share include is make your email address and the recipient number of your Demat account.
‘Mero share’ is a product created by CDS and Clearing Limited (CDSC). Mero Share gives the office to the recipient to see the offer exchange data in your record on the web.
Clients can get the accompanying advantages while utilizing the Mero share programming.
You should change your secret word the first occasion when you sign in to Mero Share Account. All administrations accessible in Mero Share can be gotten to solely after changing the secret key.
After you sign into your Mero share represent the first occasion when, it says you to change your secret phrase first. Your ‘Old Password’ is the thing that you get in the email we examined before. You need to enter another secret word for the Mero Share Login.
After you change your secret key, your ‘Mero Share Dashboard’ shows up. The example picture of the Mero share dashboard is appeared in the table underneath:
On the off chance that you wish to change your secret phrase of the mero share account whenever adhere to the directions underneath:
To see your own subtleties entered in your recipient account in the Mero Share, Select ‘My Details’ menu. The data appeared in ‘My Details’ are the authority subtleties entered in your recipient account. In the event that there is any complaint in the proclamation, quickly illuminate your storehouse members (DP) and right the individual subtleties.
There are four kinds of equilibriums for every protections
Current Balance: The amount of the portions of each organization in the record
Current Balance = Pledge Balance+ Lockin Balance+ Freeze Balance+ Free Balance
Free Balance=Current Balance – Pledge Balance-Freeze Balance-Free Balance
To see share charge or credit subtleties in your record, select the My Transaction History menu.
Offer to exchange subtleties can be seen based on the organization name or date of exchange.
On the off chance that we see exchange subtleties by date, we can see the exchanging subtleties for a limit of a quarter of a year at a time
To see the exchange history of the single organization, Click on the Script and select the organization you need to see.
Exchange History Datewise
Exchange History Companywise
To see an arrangement of stocks in your record, select the My Portfolio menu in Mero Share. The arrangement of stocks in the record is determined based on the last exchanging cost of each organization’s stock.
On the off chance that the stock in your record is sold, select the Report For Pledgor menu under the Pledge Share Details menu in my stock to see the home loan subtleties.
To get the money profit from the organization in the ledger, the recipient’s record should determine the client’s financial balance subtleties. The client ought to give his ledger subtleties to the DP to refresh the financial balance subtleties in his recipient account.
Here are the means you ought to follow to refresh the financial balance subtleties:
On the off chance that you have sold offers, you can undoubtedly move those offers through Mero Share. First snap on the My EDIS menu of the Mero Share Dashboard. The example figure underneath shows the way toward moving the sold offers through the Mero Share Software.
After you click My EDIS menu, select the Transfer Shares as featured in the green box in the example picture above. After you click on the Transfer shares, you will see the settlement data about the offer of your offers. Snap on Proceed Next to move your sold offers. The example picture beneath shows the interaction.
Expectation you loved the data with respect to the utilization of Mero Share Account. Don’t hesitate to share your perspectives in the remark segment.
When applying for a job, adding a skill to your CV is often advantageous. In a competitive job market filled with highly qualified applicants, you can still set yourself apart by having a unique ability that other candidates lack.
Instead of wasting time watching television or surfing the internet when most of Nepal is on lockdown to prevent the spread of the coronavirus, learning any computer skills can be very useful both personally and professionally. As a result, we’ve compiled a list of programming skills you can learn at home during the lockdown:
Employers value their workers’ participation in a number of activities. And if you only have basic Photoshop skills, you should include them on your resume. This will allow you to demonstrate your flexibility and innovation. Photoshop tutorials abound on YouTube, and mastering the fundamentals takes no time. You can use a variety of tools in Photoshop, but constant practice and experimentation can help you become sharper and more decisive.
Microsoft Excel is a fundamental ability that everyone in today’s world should have. Although it can seem simple, knowing at least a few useful Excel formulas cannot be overstated. Knowing your way through your workbook makes every task much simpler, because you can do it faster and more effectively if you have enough calculations to fill an entire spreadsheet. The formulas can essentially be found on Google; all you have to do now is practice them in an Excel sheet. Excel has over 400 formulas, so you can only use the ones that are most useful to you.
Even though everyone is familiar with Microsoft Word, it can come as a surprise that there are a large number and variety of keyboard shortcuts that can be used to speed up work and make it more convenient. Since everyone’s needs are different, it’s best to figure out the best combination for you. But if you can recall any of them, that’s fantastic. You can learn general software shortcuts, as well as shortcuts for moving around in a doplusent, selecting texts, terminating texts, applying character formatting, paragraph formatting, adding items and tables, and so on. Knowing how to use the right keyboard combination will help you get more done in less time.
Microsoft PowerPoint is a versatile presentation software for slideshows. It is used by both students and professionals alike. PowerPoint is widely used in all fields, from education to industry to government, since it allows people to discuss and understand ideas and topics in front of an audience in a realistic and easy manner. Since it is so crucial, you can learn how to use it more effectively and efficiently. There are several tips and tricks available on the internet to assist you in improving your PowerPoint presentation. You can learn how to use new techniques in PowerPoint, as well as presentation layout, bullets, and visuals. A visually appealing presentation would almost certainly gain you respect from your peers.
Wherever you go or whenever you attend parties or events, you frequently film a lot of videos and take a lot of pictures. These videos and pictures clog up your phone’s and other devices’ storage. Learning video editing will assist you in rearranging your videos and images, as well as removing any unwanted clips. This aids in resolving your device’s storage problem. You can download video editing software like Filmora and Adobe Premiere Pro, and you can learn the basics by watching YouTube videos. Once you’ve started studying, you can use your imagination to put together your images. It can also help you advance in your professional life.