Tag: atm dollar payoneer card

Best Way to Get Your Freelancing Income in Nepal

We already know how to send freelancing revenue to Nepal because we are successful freelancers. There are a variety of options to choose from. However, we must choose which option is better for us.

Let’s look at Upwork earnings as an example. In this article, we’ll compare practically every payment method available on Upwork. So far, there are four alternatives available for everyone. Only Nepali freelancers should use Direct to Local Bank (NPR), according to Upwork. For each withdrawal, they levy a little fee of $0.99. However, their currency exchange rate is HORRIBLE. They offer a rate that is 3-4 rupees lower than Nepal’s daily foreign exchange rate. To evaluate which option is the best, we’ll use simple math to transfer $1000 using the exchange rate of 20/12/2019 ( NPR 1 = USD 113.89).

Direct to Local Bank (BDT)

Let’s assume that the bank’s rate is NPR 2 less than the forex rate.

$0.99 per withdrawal to Nepal.

$1000 – $0.99 = $999.01 X 111.89 = NPR 111,779.23
Normally it takes one or two days to arrive at your bank account.
So the ultimate rate for $1 is NPR 111.78

Payoneer

$2 USD per withdrawal from Upwork.

Normal Delivery:

$1000 – $2 = $998 X 113.89 = NPR 113,662.22
Normally it takes three to four days to arrive at your bank account.

Fast Delivery:

$1000 – $2 = $998 – $2.5 (Payoneer Quick Load Fee) = $995.5 X 113.89 = NPR 113,377.50
Normally it takes two to three days to arrive at your bank account.

So the ultimate rate for $1 is NPR 113.66 with normal delivery and NPR 113.38 with faster delivery.

Wire Transfer (USD)
It is not suitable for Nepal. It charges $30 for each transaction and takes a long time with various difficulties.

Direct to U.S Bank (USD)
Free payments to U.S Bank account in USD.

It is also not suitable for Nepal. Most of the Nepali freelancers don’t have U.S Bank account.

Final Consideration
By Direct to Local Bank (BDT): $1 = NPR 111.78
Via Payoneer: $1 = NPR 113.66

Conclusion
Finally, we can take a fair decision to determine that Payoneer is the best way to send freelancing income to Nepal. And hopefully, we will find the same results in other marketplaces too.

January 3, 2023
Introductory Tips on Trading Stocks
Everyone is looking for a quick and easy way to riches and happiness. It seems to be human nature to constantly search for a hidden key or some esoteric bit of knowledge that suddenly leads to the end of the rainbow or a winning lottery ticket.

While some people do buy winning tickets or a common stock that quadruples or more in a year, it is extremely unlikely, since relying upon luck is an investment strategy that only the foolish or most desperate would choose to follow. In our quest for success, we often overlook the most powerful tools available to us: time and the magic of compounding growth. Investing regularly, avoiding unnecessary financial risk, and letting your money work for you over a period of years and decades is a certain way to amass significant assets.

Here are several tips that should be followed by beginning investors.

Everyone is looking for a quick and easy way to riches and happiness. It seems to be human nature to constantly search for a hidden key or some esoteric bit of knowledge that suddenly leads to the end of the rainbow or a winning lottery ticket.

While some people do buy winning tickets or a common stock that quadruples or more in a year, it is extremely unlikely, since relying upon luck is an investment strategy that only the foolish or most desperate would choose to follow. In our quest for success, we often overlook the most powerful tools available to us: time and the magic of compounding growth. Investing regularly, avoiding unnecessary financial risk, and letting your money work for you over a period of years and decades is a certain way to amass significant assets.

Here are several tips that should be followed by beginning investors.

1. Set Long-Term Goals

Why are you considering investing in the stock market? Will you need your cash back in six months, a year, five years or longer? Are you saving for retirement, for future university expenses, to purchase a home, or to build an estate to leave to your beneficiaries?

Before investing, you should know your purpose and the likely time in the future you may have need of the funds. If you are likely to need your investment returned within a few months, consider another investment; the stock market with its volatility provides no certainty that all of your capital will be available when you need it.

By knowing how much capital you will need and the future point in time when you will need it, you can calculate how much you should invest and what kind of return on your investment will be needed to produce the desired result.

Remember that the growth of your portfolio depends upon three interdependent factors:
1. The capital you invest
2. The amount of net annual earnings on your capital
3. The number of years or period of your investment
Ideally, you should start saving as soon as possible, save as much as you can, and receive the highest return possible consistent with your risk philosophy.

2. Understand Your Risk Tolerance

Risk tolerance is a psychological trait that is genetically based but positively influenced by education, income, and wealth (as these increase, risk tolerance appears to increase slightly) and negatively by age (as one gets older, risk tolerance decreases). Your risk tolerance is how you feel about risk and the degree of anxiety you feel when risk is present. In psychological terms, risk tolerance is defined as “the extent to which a person chooses to risk experiencing a less favourable outcome in the pursuit of a more favourable outcome.” In other words, would you risk NPR 1000 to win NPR 10,000? Or NPR 10,000 to win NPR 10,000? All humans vary in their risk tolerance, and there is no “right” balance.

Risk tolerance is also affected by one’s perception of risk. For example, flying in an aeroplane or riding in a car would have been perceived as very risky in the early 1900s, but less so today as flight and automobile travel are common occurrences. Conversely, most people today would feel that riding a horse might be dangerous with a good chance of falling or being bucked off because few people are around horses.

The idea of perception is important, especially in investing. As you gain more knowledge about investments – for example, how stocks are bought and sold, how much volatility (price change) is usually present, and the difficulty or ease of liquidating an investment – you are likely to consider stock investments to have less risk than you thought before making your first purchase. As a consequence, your anxiety when investing is less intense, even though your risk tolerance remains unchanged because your perception of the risk has evolved.

By understanding your risk tolerance, you can avoid those investments which are likely to make you anxious. Generally speaking, you should never own an asset which keeps you from sleeping in the night. Anxiety stimulates fear which triggers emotional responses (rather than logical responses) to the stressor. During periods of financial uncertainty, the investor who can retain a cool head and follows an analytical decision process invariably comes out ahead.

3. Control Your Emotions

The biggest obstacle to stock market profits is an inability to control one’s emotions and make logical decisions. In the short-term, the prices of companies reflect the combined emotions of the entire investment community. When a majority of investors are worried about a company, its stock price is likely to decline; when a majority feel positive about the company’s future, its stock price tends to rise.

A person who feels negative about the market is called a “bear,” while their positive counterpart is called a “bull.” During market hours, the constant battle between the bulls and the bears is reflected in the constantly changing price of securities. These short-term movements are driven by rumours, speculations, and hopes – emotions – rather than logic and systematic analysis of the company’s assets, management, and prospects.

Stock prices moving contrary to our expectations create tension and insecurity. Should I sell my position and avoid a loss? Should I keep the stock, hoping that the price will rebound? Should I buy more?

Even when the stock price has performed as expected, there are questions: Should I take a profit now before the price falls? Should I keep my position since the price is likely to go higher? Thoughts like these will flood your mind, especially if you constantly watch the price of a security, eventually building to a point that you will take action. Since emotions are the primary driver of your action, it will probably be wrong.

When you buy a stock, you should have a good reason for doing so and an expectation of what the price will do if the reason is valid. At the same time, you should establish the point at which you will liquidate your holdings, especially if your reason is proven invalid or if the stock doesn’t react as expected when your expectation has been met. In other words, have an exit strategy before you buy the security and execute that strategy unemotionally.

4. Handle Basics First

Before making your first investment, take the time to learn the basics about the stock market and the individual securities composing the market. There is an old adage: It is not a stock market, but a market of stocks. Your focus will be upon individual securities, rather than the market as a whole. There are few times when every stock moves in the same direction; even when the averages fall by 100 points or more, the securities of some companies will go higher in price.

The areas with which you should be familiar before making your first purchase include:
- Financial Metrics and Definitions. Understand the definitions of metrics such as the P/E ratio, earnings per share (EPS), return on equity (ROE), and compound annual growth rate (CAGR). Knowing how they are calculated and having the ability to compare different companies using these metrics and others is critical.
- Popular Methods of Stock Selection and Timing. You should understand how “fundamental” and “technical” analyses are performed, how they differ, and where each is best suited in a stock market strategy.
- Stock Market Order Types. Know the difference between market orders, limit order, stop market orders, stop-limit orders, trailing stop-loss orders, and other types commonly used by investors.
- Different Types of Investment Accounts. While cash accounts are the most common, margin accounts are required by regulations for certain kinds of trades. You should understand how margin is calculated and the difference between initial and maintenance margin requirements.
Knowledge and risk tolerance are linked. As Warren Buffett said, “Risk comes from not knowing what you are doing.”

5. Diversify Your Investments

Experienced investors such as Buffett eschew stock diversification in the confidence that they have performed all of the necessary research to identify and quantify their risk. They are also comfortable that they can identify any potential perils that will endanger their position, and will be able to liquidate their investments before taking a catastrophic loss.

The popular way to manage risk is to diversify your exposure. Prudent investors own stocks of different companies in different industries, sometimes in different countries, with the expectation that a single bad event will not affect all of their holdings or will otherwise affect them to different degrees.

Imagine owning stocks in five different companies, each of which you expect to continually grow profits. Unfortunately, cirplusstances change. At the end of the year, you might have two companies (A & B) that have performed well so their stocks are up 25% each. The stock of two other companies (C & D) in a different industry are up 10% each, while the fifth company’s (E) assets were liquidated to pay off a massive lawsuit.

Diversification allows you to recover from the loss of your total investment (20% of your portfolio) by gains of 10% in the two best companies (25% x 40%) and 4% in the remaining two companies (10% x 40%). Even though your overall portfolio value dropped by 6% (20% loss minus 14% gain), it is considerably better than having been invested solely in company E.

6. Avoid Leverage/Margin Loan

Leverage/Margin loan simply means the use of borrowed money to execute your stock market strategy. In a margin account, banks and brokerage firms can loan you money to buy stocks, usually 50% of the purchase value. In other words, if you wanted to buy 1000 shares of a stock trading at NPR 100 for a total cost of NPR 100,000, your brokerage firm could loan you NPR 50,000 to complete the purchase.

The use of borrowed money “levers” or exaggerates the result of price movement. Suppose the stock moves to NPR 200 a share and you sell it. If you had used your own money exclusively, your return would be 100% on your investment [(200,000 -100,000)/100,000]. If you had borrowed NPR 50,000 to buy the stock and sold at NPR 200 per share, your return would be 300 % [(200,000-50,000)/$50,000] after repaying the NPR 50,000 loan and excluding the cost of interest paid to the broker (which is usually 16% and over).

It sounds great when the stock moves up, but consider the other side. Suppose the stock fell to NPR 50 per share rather than doubling to NPR 200, your loss would be 100% of your initial investment, plus the cost of interest to the broker [(50,000-50,000)/50,000].

A margin is a tool that can go extremely bad in a stock market like Bangladesh.

Final Thoughts

Stock investments historically have enjoyed a return significantly above other types of investments while also proving easy liquidity, total visibility, and active regulation to ensure a level playing field for all. Investing in the stock market is a great opportunity to build large asset value for those who are willing to be consistent savers, make the necessary investment in time and energy to gain experience, appropriately manage their risk, and are patient, allowing the magic of compounding to work for them. The younger you begin your investing avocation, the greater the final results – just remember to walk before you begin to run.
January 3, 2023
Swagbucks | Legimitate way to work online in Nepal
Swagbucks is one of the world’s largest microtasking/get paid to websites. It is regarded as one of the most reliable ways to supplement one’s income online.

By doing easy tasks, you can earn “Swagbucks” (credits worth around $.01 each). These credits quickly mount up, and a single survey can pay out anywhere from 75 to 300 credits or “bucks.” Now, if you do the arithmetic, that’s between $.75 and $3.00 for 15-20 minutes of effort. Yes, they build up quickly, but they aren’t as lucrative as other online hobbies.

Once you’ve accumulated a specific number of Swagbucks, you can exchange them for gift cards or virtual credits from your favorite stores. Amazon, Starbucks, and Walmart are just a few of the well-known stores. Swagbucks can be really handy if you’re already planning to shop there.

Swagbucks isn’t only about surveys, which was a game-changer for me. You can also earn credits by watching and rating videos, visiting websites and writing product reviews, and playing simple and enjoyable games. Installing and using their search bar in your browser is the simplest way to earn.

You can earn credits by “clicking through” their search feature to visit sites like threadUP, travel sites, and more from the search box. This was the most important lesson for me: the returns on their site are really good, and even if you don’t do anything else on their site, the search option is worth it. Simply by doing what I was going to do anyway, I can earn a variety of Amazon credits and gift cards.

Swagbucks can be used by any Nepali to gain money. No one can steal a few dollars from you if you have a few minutes and an internet connection. Sign up for Swagbucks using the link below and earn money by accomplishing basic tasks such as:
- Daily polls
- Doing various simple tasks
- Submitting poll idea
- Paying Games
- Installing Apps
- Surfing Internet
- Watching Videos
Some of the tasks are quite simple and can be completed in your daily life without costing you any money. And I’ve made some money utilizing this site in my spare time. You can also get paid in a variety of ways, and you can get it right away.

You can enroll under us using the following url and get a head start by earning some bonus points:

Sign Up Now!
January 3, 2023
Captcha Work in Nepal | Earn upto $500 per month

If you are looking for online jobs then captcha entry work is one of the best jobs you can try. There are hundreds of sites where you can work as a Captcha solver but only a few of the sites pay genuinely & regularly to their members.

We have checked the review of some of the websites including Captcha Club, 2Captchs, MegaTyper etc & based on the ratings, we have selected some of the top captcha work sites where you can join and make decent (if not much) money.

I am sure you have at least basic knowledge of the internet if you are reading this article. And you must have an on sites like Facebook, Gmail, Yahoo etc.

If you have joined any of the sites like above or others on the internet then you must have experienced the Captcha. This is a human verification test so that no automated bot or software can join their site. Just see 2 different examples below to understand this better.

There are many companies who need to signup in large quantities on thousands of websites on the internet. They can create automatic software to signup on the websites but there is no technology to solve these captchas automatically.

When their software creates accounts on these sites, they come across Captcha & send that Captcha image to the Captcha solver. You have a very short time to enter the exact characters provided in the image & you must have good accuracy to solve these images.

And that is where you can earn money from these online jobs from home & that too without any investment.

Captcha Solving is a perfect online data entry jobs from home.

There are around 10 best sites where you can join as a Captcha solver & earn around $0.5 to $2 for every 1000 captchas you solve.

Top 8 Sites for Captcha Entry Jobs

We have collected these online captcha work sites after getting the review on many different sites. Many of the people have worked on these sites and making extra income by working from home.

So you too can earn from these online jobs without making any investment.

If you are interested then check these 8 sites below, join them one by one & start solving the Captchas.

1. MegaTypers

MegaTypers is one of the best online job websites where you get paid from $0.45 to $1.5 for every 1000 word images typed. Most of the data entry workers earn up to $250 per month from this website.

PayPal, WebMoney, Payza, Western Union are some of the ways you can get paid from MegaTypers.

Signup Megatypers here

2. ProTypers

ProTypers is a conglomerate of data entry specialists. This is another site where people earn as high as $200 a month by solving captcha images. People from all over the world can join ProTypers.

Visit ProTypers here.

3. Kolotibablo.com

Kolotibablo.com has been providing online jobs from home from last 5+ years & many of the people have received their payment on time. They pay up to $1 or even more per 1000 captcha images typed.

Kolotibablo.com uses a rating system to pay a higher amount to their more efficient workers. More accuracy you show, the more money you will receive. Initially, you need to work a little hard to earn money but with time, you will find a very profitable position on this website.

Join Kolotibablo

4. FastTypers

FastTypers is the site which appreciates their great workers & pays them up to $1.5 per 1000 captchas. The rate of solving captcha will be higher during the night hours especially 12 am to 5 am.

You can stay updated about their service through their blog.

You can use this FastTypers link to join.

5. 2Captcha

Not only you earn $1 for every captcha images but you also receive some bonus for solving complicated images. Another way of earning here is through referral system.

You can see you’re earning as soon as you start working in 2Captcha. You can cashout through Payza if you reach $1.

Join 2Captcha here

6. QlinkGroup

You can get paid weekly from QlinkGroup. Its a 2 words captcha service & the words are case sensitive. You have to type at least 800 captchas per week per ID to receive your payment.

Join QlinkGroup.

7. CaptchaTypers

Many people all over the world work on CaptchaTypers & make around $200+ per month through captcha entering. If you want to join this site then you need to send an email to aptchatypers@gmail.com & you will receive your login details for free.

You need to type fast without timed out or else your ID will be banned for 30 minutes. Their rate varies with time. You will get maximum rates between 9 pm to 9 am.

8. Pix2Profits

Another best site for online captcha solving jobs that pay higher rates for every 1000 captcha solves. New registrations to the site have already been closed. You need to visit the site regularly to check if the registration is opened again.

IMPORTANT POINTS BEFORE YOU WORK ON THESE CAPTCHA SITES

Captcha work is not something where you can make some big income. This is a laborious job & the money you make here is very less. You can earn around $100 to $300 (Rs. 6000/- to Rs. 20,000/-) per month if you work at least 4 hrs daily. Check other money-making options here, if you are looking to earn some good income through internet.
Some of the captcha work websites will ask you to download the software & you need to type the captchas after logged in to this software.

You need to create your account on PayPal or Payza or other websites before you join these sites so that you can receive your earnings promptly.

You must try all the websites up to minimum balance & check some of the things like who pays genuinely on time, where you are more comfortable to work & where you can make more money in less time.

You can even search these types of jobs in many of the freelancing sites like Freelancer.com, Elance, Odesk etc. Many of the companies post such jobs there on regular basis.

Hope this article will help those who are not looking for big money-making opportunities. This is a good online data entry job for you if even $100 is a very decent income for you.

January 3, 2023
Earn Money Online in Nepal | Quick & Easy Ways
Looking to earn money online in Nepal and don’t know where to start. Then you came to the right place as we will tell you how to earn money online in Nepal without any investment.

Who doesn’t want to make money online without having to put any money down? Everyone wants to make money, and everyone need cash. First and first, I’d like to state unequivocally that there is no easy or quick way to make $1,000 in a single day. I’m not saying it’s impossible to make a thousand dollars, but there’s no such thing as an easy way.

For the past few years, there have been various scam websites and news reports claiming that you can easily make money online, and I would like to inform you that all of them are false, and you should not fall for such nonsense.

Can we Earn Money Online in Nepal?

Yes, you certainly can. However, you must be dedicated and focused on specific aspects and refrain from falling for the phony scams and promises.

Isn’t it true that making money online has long been a hot topic in Nepal? When people in Nepal are asked how to make money online, they frequently respond with Data Entry or Captcha Writing. It’s not just restricted to these things; there are hundreds of other ways to make money.

If you’re looking for a way to make money online in Nepal without doing data entry or something similar, here is the place to be. Data entry is one way to generate money online, but there are a variety of other ways to make money online in Nepal. Instead of data input, you can make more using these approaches.

What are the challenges and problems that make earning money online is difficult?

As we work online, the payment is also done online and the payment method is one of the most challenging aspects as PayPal is one of the most used payment methods and Nepal doesn’t support this payment method. Other than that there are no challenges that will stop you from earning money online.

How to solve the problem related to this?

There is always a solution to a problem, and this one is no different. You might ask family or friends who live in a country that accepts PayPal payments to collect your money and transfer it to your account.

Another option is to use Payoneer, which only charges a few percent of the amount when withdrawing from local banks.

What are the different ways to earn money online in Nepal?

I’ll show you 7 easy ways to make money online in just a few minutes. However, you must concentrate on these factors because making money online might be difficult. It’s possible that you won’t make $10 in the beginning. To make money online, you must have patience because it requires a lot of devotion and effort. You can make more than 1000$ every month once you have that. In today’s Nepal, many people are making a solid living by using YouTube and Google AdSense to make money. In this article, I will discuss seven alternative ways to make money online in Nepal.

How to Earn Money Online in Nepal?
1. Facebook Marketing
2. YouTube
3. Blogging
4. Google AdSense
5. Affiliate Marketing
6. Freelancing
7. Sponsored Ads and Reviews
Facebook Marketing

I’d want to inform you ahead of time that Facebook does not pay businesses or people. So, how are we expected to make money off of Facebook? There are a variety of ways to profit from Facebook. Being an Influencer is one of the finest ways to make money on Facebook. An influencer is someone who has a larger-than-average impact on their following. You can be an influencer if you have a large number of followers on social media and can persuade them to do something. This is a great way to get money. There are a variety of brands on the market that wish to use social media to promote their products and services. There is a place where you can approach them and engage with the brands, as well as promote their brands on your profile, pages, and even groups for a fee.

YouTube

After Google, YouTube is the world’s second most popular search engine and the most popular video search engine. This provides you with a huge audience. Many people have recently begun to monetize Google and, as a result, have made a significant amount of money.

You might be wondering how we get money from YouTube. Many vloggers, singers, TV networks, YouTubers, Dancers, and others have made a lot of money using YouTube in recent years.

What would you need?

To begin, you must first create a YouTube channel. To apply for Monetization on YouTube, you must have 1000 subscribers and 4000 hours of playtime in the previous 12 months, and you must update your material and videos on a regular basis. It’s challenging at the beginning, but after you’ve mastered it, you can quickly make money with YouTube.

To reach the 1K subscriber mark and 4000 hours of playtime, you must be incredibly creative and conduct extensive research on what people like to watch and how you can provide it to them. Creating new material and getting people to view it is a difficult task. However, once you have the necessary information and understanding, you can simply accomplish this.

How can you earn through YouTube?

You can sign up for AdSense and link it your YouTube account. Once your AdSense account gets verified, the ads will be displayed in your videos. You will be paid if someone clicks the ads in your videos or per 1000 impressions.

Blogging

When it comes to making money online, blogging is undoubtedly one of the most effective strategies. Blogging is a way to earn money without having to work. Then there’s blogging, where there’s no way of knowing how much money you’ll make. It is entirely dependent on how much time you devote to your site. You can make a thousand dollars in a month or simply ten dollars. As a result, it is entirely dependent on your work, as well as how you do research and incorporate those findings in your blog. If blogging is your hobby and you enjoy it, there is no limit to how much money you can make.

How to start a blog?

F

First and foremost, you will require a blog; if you do not already have one, you may create one using several free platforms such as WordPress or BlogSpot, which will provide a blog under a subdomain under their main domain. I recommend that you utilize WordPress to start your own blog. Before you start a blog, you should conduct a lot of research to figure out what niche you want to focus on. To begin, conduct research and then apply what you’ve learned to your blog.

When you first start blogging, you may not be able to make any money because there are many things to learn before earning money through a blog. Continue to update your blog on a regular basis, and after 5 to 6 months, you will begin to earn money from it.

What are different ways to make money with blogging?
- Advertisement
- Affiliate Marketing
- Google AdSense
- Selling Products Online
- Paid Guest Post Service
- Different Ad Networks like Content.ad, info links, Taboola etc.
Google AdSense

In Nepal, Google AdSense is one of the most popular ways to make money online. All you need is a website or a YouTube channel to start monetizing your website or YouTube channel by placing Google advertisements on your website. When someone visits your website or subscribes to your YouTube channel, you will be rewarded.

Oh, you may be wondering on how to apply for Google AdSense with a website?

It’s very easy to apply for AdSense, all you need is to follow these steps:
- Sign in to AdSense
- Fill Up the Form and Continue
- AdSense will provide a code, copy that code and paste it into your head section. i.e. <head> CODE </head>
- Wait for the verification for google, and if the code is verified then you will see the Ads being displayed in your account.
Note: There are certain Terms and Condition that needs to be followed to get approved by google AdSense.

How can you withdraw your earning?
- Western Union
- Bank Transfer
- Check Method
Affiliate Marketing

One of the most effective ways to make money online is through affiliate marketing. People are making a lot of money with affiliate marketing these days, with some earning over $2,000 each month. So, if they can do it, you can certainly do it. All you need is commitment and desire, and after a few months, you’ll be making $1,000 each month.

You may be wondering, what is Affiliate Marketing?

In simple terms, you get a commission each time if someone purchases certain products with your reference. For example, someone buys a smartphone from amazon where the customer was redirected to amazon through your link.

How can you start Affiliate Marketing?

First and foremost, you must determine which affiliate product best meets your needs or that you wish to market. There are hundreds of things to choose from; all you have to do is decide which one you want to sell.

Physical and digital products are the two sorts of products you can promote. Guides, books, software, video courses, and other digital products provide a high commission range of 50 percent to 75 percent.

Following that, you’ll need a website or a blog. If you already have a blog, that’s excellent; otherwise, you’ll need to make one where you’ll affiliate the products. Include your affiliate links on your website and market it. As your users, they are one of the most crucial components in developing a good audience. Share your content on social media and in other forums to reach the correct audience.

After a few months, you should be able to make a respectable living through affiliate marketing.

THE FACT IS THAT AFFILIATE MARKETING IS NOT EASY MONEY! DO NOT CONSIDER AFFILIATE MARKETING UNLESS YOU ARE WILLING TO WORK HARD AND SPEND TIME (AT LEAST A YEAR OR MORE). LEAVE. IMMEDIATELY.

Freelancing

If you have certain skill sets that can assist others expand their business, freelancing provides a fantastic atmosphere to work from home and market your service. Freelancing has become increasingly popular in Nepal in recent years because it does not require any type of investment or compulsion to work a 9 to 5 job. When you freelancing, you are your own boss because you work on your own schedule.

Some of the most used skills in freelancing:
- Web Development
- App Development
- Web Designing / UI-UX Designing
- SEO (Search Engine Optimization)
- Content Writing
- Photography
- Logo Designer / Photo Editor
- Data Entry
- Video Editor
The above-mentioned skills are most-used skills in freelancing and most paid also. If you have these certain skills then you can earn a good amount of money through freelancing.

Some of the top-rated freelancing sites where you can earn good money are:
- Fiver
- Freelancer
- Up Work
- Peopleperhour
- SeoClerk( Especially for SEO and Digital Marketing )
Sponsored Ads and Reviews

Sponsored Ads is another technique to make money online in Nepal if you have a blog with a fair quantity of traffic and readers. Various brands are attempting to advertise their products or services, and you can connect with them and run sponsored adverts on your site to promote their offerings.

You could also opt for Sponsored Reviews. You can do sponsored evaluations of various underappreciated products if you have a tech-related website or something similar. All you have to do is write product reviews and you will get compensated. Some businesses seek to earn their consumers’ trust, and your evaluations can assist them. It is without a doubt the simplest way to make money online in Nepal.

Many people in Nepal are suffering and having problems with the online payment system since their PayPal accounts are not valid in Nepal. Though there are a few other ways to obtain the funds you have earned. And for a PayPal account, there are three EASY AND LEGAL WAYS to do so in Nepal.

Final Words

Making money online isn’t easy, but it’s also not impossible. All you need is a little amount of hard effort and determination. Don’t ask someone how to make money online in Nepal anymore; you can do it yourself without the fakes and scammers.

Don’t get carried away with the hundreds of ways to make money online. Simply choose a handful that are appropriate for you and focus your efforts on those few methods. You will be making a good quantity of money after a few months. Simply keep yourself motivated by setting a goal and never stopping until you reach it. If you achieve one objective, create a new goal that is a bit more difficult, and keep going until you reach all of your goals.
January 3, 2023
Earning Money Online

WHO CAN EARN MONEY ONLINE?

Anyone can make money on the internet. You can easily earn a substantial amount of money online every month if you are a hardworking talented person with basic computer knowledge and a home internet connection. The amount of money, on the other hand, would be different. Based on their incomes, I’d like to put them into three groups.

NEWBIE OR STARTER GROUP

This club is for novices who have no idea how to make money online. They are looking for work all over the internet, but owing to their lack of experience, they have been unable to get work. They prefer PTC, Captcha Entry, and other typing-based occupations at that time. These occupations require a lot of effort and are designed specifically for newcomers due to their lack of expertise.

The pay for these kind of work is relatively modest. It does not exceed $100 each month. However, for an inexperienced rookie, it is a reasonable sum. It could also be a source of additional revenue for them. So, instead of becoming upset, aim to gain more marketable qualifications in order to earn more money.

MODERATE EARNING GROUP

This group makes significantly more money than the previous one. They have higher qualifications and experience. They can run blogs with Google Adsense or other ad networks, write articles for blogs or the web, and conduct simple freelancing projects like file conversions and virtual assistance, among other things.

They may make a lot of money with these kind of occupations. It might cost you more than $500 every month. However, this is not the end of the process for making money online. Without going to the so-called office, you can make a lot of money and live a beautiful life.

HUGE EARNING GROUP

This is the final stage of the internet money-making process. This category consists of individuals that are well-versed, qualified, and experienced in the field of freelancing. They can earn between $1,000 and $2,000 per month. It’s not a prank. Take a peek at the profile of this Upwork Freelancer below.

January 3, 2023
WebMoney Withdrawal is now available in Nepal

Users in Nepal, the Philippines, Indonesia, and Bangladesh who use the WebMoney system can now withdraw their funds in cash.

This option is available under the Cashout menu at withdraw.web.money, where you can apply for a fund transfer.

Please keep in mind that only the sender can receive the sent monies.

Source: WebMoney

January 3, 2023
Top 5 Micro Jobs Website for Nepalese
Micro Jobs are one of the finest ways for students, housewives, and anyone who do not have significant IT abilities to make money online. They are particularly popular in India, Pakistan, Indonesia, South Africa, the Netherlands, the Philippines, the United States, Canada, Australia, and Belgium, and their popularity is expanding in Nepal.

However, with so many Online Scams on the internet, distinguishing between legal Micro Job Websites and Micro Job Scams can be difficult. As a result, I decided to compile this list of reputable Online Microjob Websites.

But, before we get into the list of the Best Micro Job Websites, let’s have a look at what Micro Jobs are.

What Are Micro Jobs

Micro Jobs are online tasks that can be completed in few minutes. The tasks are very simple and basic knowledge of internet is sufficient for anyone to complete these tasks.

At Micro Jobs Websites, you may be asked to,
- Sign up for newsletters on websites
- Like or share something on Facebook and Google Plus
- Tweet or retweet something
- Make posts on forum
- Post comments on blogs
- Create a Gmail or Yahoo account for someone
- Rate an Android or IOS application
- Classify products into categories
- Find information on Google
- Judge the sentiments of the tweet etc, among various other jobs
How Do Micro Job Websites Work?

The websites which offer Micro Jobs, have two types of people registered with them

Employer: A Person who wants to get a task done

Worker: A Person who wants to make money by completing tasks

After depositing the payment to be made to the worker, the employer advertises the task on the Microjobs website. This payment is held by the Microjobs website to prevent bogus clients from not paying. The worker can then go to the website and look for projects that he is capable of accomplishing.

After finishing the task, a worker will be required to produce certain proofs of completion as requested by the employer. The employer next goes over the proof to see if the employee truly did the job.

If the project is finished successfully, he labels it as completed, and the payment is released to the worker via the Micro Job website. As a commission, the website normally costs the employer a modest proportion.

Workers are not compensated in any way. In the event of a disagreement, you may contact the website, which will, at its sole discretion, resolve the matter in the worker’s or employer’s favor.

How Much Can I Earn With Micro Jobs?

The remuneration for each assignment is determined by the task’s complexity. The higher the pay, the more difficult the task. The typical remuneration per task ranges between $0.01 and $1.

Some websites limit the jobs to people from specific countries, mainly the United States, the United Kingdom, and other Tier 1 nations. There are no regional limits on other websites, but the tasks are limited based on your accuracy in completing past jobs.

Furthermore, some websites have a restricted number of activities available, but others have enough work to keep you busy for the entire day.

As a result, depending on the website and your skills, your monthly profits will vary substantially. Those who are able to effectively follow the employer’s instructions for doing the assignment can earn up to $300 each month.

How Will I Get Paid?

Almost every website accepts payments in US dollars. Because the workers are located all over the world, most of these websites use payment service providers like PayPal, Payoneer, and Payza to process payments. Some businesses also send checks to people in the United States and Canada.

Payment Modes for each of the websites can be found on their own websites.

All of the websites listed below provide a method for receiving payment in Nepal.

So, now that you know how Micro Jobs function, let’s move on to the Best Micro Job Websites list.

Best Online Micro Job Websites

1. Amazon Mechanical Turk – http://www.mturk.com

Because it is owned by Amazon, Amazon Mechanical Turk, often known as Mturk, is the most dependable website for Micro Jobs. In addition, Mturk’s remuneration per task is often higher than that of other Micro Jobs websites.

Micro Jobs are referred to as Human Intelligence Tasks or HITs on Mturk. The individual who posts the assignment is known as the Requester, and the one who completes it is known as the Worker.

You can choose to register as a Worker or a Requester. To make money with Mturk, you must first register as a worker with Amazon.com.

If you already have an Amazon account, you can sign in using your Amazon credentials. After that, you must submit a request to register as a Worker. Amazon will assess your request and, at its sole discretion, approve or reject it.

Except for Amazon, no one knows what criteria are used to approve or reject requests. Requests from India, Pakistan, Bangladesh, and most other regions of Asia, on the other hand, are often denied, a fact that Amazon.com denies. Mturk is a must-have for people from the United States, the United Kingdom, and other Tier 1 nations.

2. Microworkers – http://www.microworkers.com

Microworkers is a good alternative to Mturk for people who are unable to register on Mturk. Microworkers get a decent pay rate per task.

The job that needs to be done is referred to as a Task at Microworkers. The individual who posts the task is known as the Employer, and the one who completes it is known as the Worker.

Employers can use microworkers to limit the task to workers from a single country. People from the United States, the United Kingdom, and other Tier 1 countries typically have greater job opportunities than those from Tier 2 and Tier 3 countries such as India, Pakistan, the Philippines, and Nigeria.

You can only finish up to 40 jobs in the beginning. After that, you’ll have to wait for the employers to rate your work before you can move on to the next one. A low grade will have an impact on your overall accuracy.

If your accuracy in the last 30 days falls below 75%, you will not be permitted to complete any more jobs. In such situation, you’ll have to wait for the assignments with low ratings to pass the 30-day mark. As a result, you must ensure that you only accomplish jobs that you are capable of completing satisfactorily.

Pay per job typically ranges from $0.05 to $0.5, with individuals from Tier 1 nations receiving higher pay. As a result, if you are from a Tier 1 country, you can earn between $50 and $100 every work. However, if you are from a Tier 2 country, your earnings will be substantially lower, and crossing the $30 barrier will be challenging.

Microworkers allows both employees and employers to register in one place. Make sure you give accurate information, including your address, when registering, because Microworkers will send you a verification PIN to your postal address, which you must input to withdraw your money for the first time. This step is required to prevent people from creating numerous accounts.

Microworkers’ minimum withdrawal amount is $9 plus withdrawal fees (7.5 percent for Paypal)

3. Figure Eight (Formerly CrowdFlower) – https://www.figure-eight.com

Another excellent resource for doing Micro-Jobs is Figure Eight. They operate in a totally different manner from Microworkers and Mturk.

Figure Eight provides you with micro jobs known as “tasks” via third-party websites, who then pay you for them. Clixsense is the most reputable of the websites that offer Figure Eight tasks.

The activities at Figure Eight are typically quite different from those at Microworkers and Mechanical Turk. In order to finish one task, you will need to complete multiple comparable sub-tasks.

The tasks generally include
- Finding information on the internet
- Classify products into categories
- Analysing the sentiments of the tweets
- Extracting data from Invoices etc.
Because it has no territorial constraints, Figure Eight is the ideal way to make money if you are from a Tier 2 or Tier 3 country. Figure Eight, on the other hand, limits the activities based on your accuracy in completing earlier assignments.

Starting at Level 0, you will have very few, if any, assignments available to you as a beginner. Many individuals believe it is a waste of time because the ones that are accessible pay relatively little.

You will, however, be promoted to higher levels as you accomplish more jobs with high accuracy. You’ll have a good number of tasks at Level 1, and you’ll have the luxury of finishing only the ones that pay handsomely.

You could just have enough tasks at Levels 2 and 3 to keep you occupied for the entire day. At these levels, it goes without saying that your earnings will skyrocket. However, you must exercise extreme patience in order to reach level 1, which could take up to two months.

One can easily earn $1-$1.5 per hour at Level 1 and above. Clixsense also gives you the option of earning extra money by completing surveys.

In addition, completing your daily checklist earns you a bonus of up to 16% of your overall profits. You’ll also receive a $5 bonus for every $50 you earn through chores.

A weekly task competition is also held by them. Each week, the top reward of $50 is awarded to the individual who completed the most tasks the previous week, with the remaining top ten receiving varying prize amounts.

With everything taken into account, if you can work for 4-5 hours each day and perform assignments with greater accuracy, you can earn up to $200-300 per month, regardless of where you live. This is far more than any other microjob website.

The minimum payment at ClixSense is $10. It does not allow you to withdraw your earnings using PayPal. However, you can withdraw your money using Payoneer, Payza, Tango Card, and other similar services.

More information about ClixSense can be found in my ClixSense review. That will give you an idea of how to get the most out of your ClixSense revenue.

4. RapidWorkers – http://www.rapidworkers.com

Another notable website for Micro Jobs is Rapidworkers. Its user interface is extremely similar to Microworkers, although it lacks a few key capabilities.

The person who posts the Job is called the Employer, and the individual who performs the task is called the Worker, just as Microworkers. It also allows both the employer and the employee to register at the same time.

The minimum payout at Rapidworkers is $4 plus withdrawal fees (6 percent For Paypal)

5. Short Task – http://www.shorttask.com

Short Task is another good website for Micro Jobs. Here the person who posts task is called Seeker and the person who performs a task is called Solver.

Separate registration and sign-in are required for Solver and Seeker. Minimum payout at Short Task is 10$

Lastly,

If you live in the United States, Mturk and Microworkers are by far the top sites for Micro Jobs. Tasks will be limited with Microworkers, and you may not be able to work for more than an hour every day.

Figure Eight may not pay much per task at level 0, but as you get to Level 1 and beyond, the compensation per task skyrockets, and you have enough tasks to work for 8-10 hours each day. You should absolutely register with Clixsense and spend more time working on Figure Eight activities if you are from a Tier 2 country, as it has no geographic constraints.

Even people from Tier 1 countries can benefit from ClixSense. In fact, people from Tier 1 nations should concentrate on ClixSense Surveys rather than assignments because there are many high-paying surveys accessible, particularly for those from the United States and the United Kingdom.

I hope you enjoyed reading my article. Please feel free to share this post with your friends if you enjoyed it.

Do you want to learn more about Microjobs? Please leave a remark below to clear up any confusion.
January 3, 2023
Guaranteed Ways to Earn Money Online in Nepal
Learn about the most reliable and effective ways to make money online in Nepal while sitting at home. This is the instruction for you if you want to make a ridiculous amount of money on the internet. Get secret internet jobs for students without investing at the end as a bonus.

Advantages:
- Earn money and huge commissions.
- Financial Freedom
- Be your own boss
Warnings:
- Takes a lot of effort and time to learn.
- Is not achieved over night.
- Bad for the eyes, as the bright computer screen can damage them.
- Needs focus and attention.
- As there is a quotation, “no pain, no gain“.
Requirements:
- PC
- High-speed internet
- Basic computer knowledge
- Full Time and Working Hours
- Hard Work & Dedication
- English (written and spoken)
- No Experience Required
How can I Earn Money Online in Nepal?

Take a deep breath if you’re tired of battling challenging jobs or pursuing clients every day. This tutorial will show you how to set up a monthly recurring revenue stream and become self-employed.

These methods assist you in generating a passive income, which is an ongoing income obtained on a regular basis with minimum effort. You can still amass riches even if you cease working on a daily basis.

This article is meant to offer you a rough concept of how to make money online. I’ll give you some pointers on how to create numerous revenue streams that generate recurring money that exceeds your monthly expenses. Turn on the bell notifications or follow me on social media for more in-depth information.

#1. CPA

Top CPA networks:
- Max Bounty
- PeerFly
- NeverBlue
- Fluxads
#2. Google AdSense

Google AdSense is one of the most well-known and reliable ways to earn money online. It’s a contextual advertising program that, if used correctly, will provide you with a guaranteed income. When someone views or clicks on the adverts placed by AdSense, you get compensated.

The AdSense process is broken down as follows:
- First, create a website.
- Put content on it.
- Submit your application.
- Get approved Adsense Account
- Place Ads through it.
- Gain website visitors.
- Get paid every month when you reach a threshold of $100 dollars.
There are a plethora of alternatives available but AdSense is the best. Other networks don’t pay much enough to make a living out of it.

We need a lot of help and advice at the beginning stage to understand AdSense functionality. So, get started by reading my guide on How To Get Adsense Approval.

#3. YouTube

Everybody knows and have heard about YouTube. You might have even discovered people making money from it. But how do they do it?

Let me simplify it for you.

Actually, YouTube and AdSense are similar. In YT, advertisements are displayed in videos than text.

In fact, Youtube has 1 Billion users & 5B clips are being played every single day. As high-speed internet is expanding all over the world, these numbers will double next year.

YouTube success is all about subscribers, views, and watch time. Let me explain:

Subscribers: People who follow your channel and want to continuously watch your videos.

Views: The total number of times a clip was played.

Watch Time: The total time spent by users while watching your videos.

If you can get the maximum number of these three, you don’t need a job in Nepal.

There are many options to earn money from Youtube channel. The oldest is Yt’s built-in Adsense feature. This is different than method #1. The website is replaced by YT to display advertisements in this method. You must be eligible for the YT partners program as follows:
1. Your channel must have 1,500+ subscribers.
2. 4,000 hours of watch time.
3. Channel should have risk free content that does not violate the program rules.
The news channel and pranks are the most popular issues in our country. Despite the dangers of pranks, the stage, setup, and scripts can amuse the audience. However, we do not advise you to do so. You are free to begin working on more profitable issues.

Big firms may sponsor you if you have a large number of subscribers. They request that their product be advertised, and in exchange, they are paid 10 times more than Adsense.

The live broadcast for premium subscriptions as well as the super chat both earn money. At the time of writing, Superchat was not available in Nepal. We require a Paypal or MasterCard account for premium subscribers. Because there are no other funding options for beginners, they rely on Adsense or sponsorship.

By the way, subscribe to my channel here.

Can we earn money from YouTube in Nepal?

Yes, we can earn money from YouTube in Nepal. We need a youtube channel, plan our content based on a specific niche and start uploading videos. A good camera, sound system, and well-written scripts always help. Read my guide on how to start a youtube channel to learn more.

#4. Freelancing – Online Job

Freelancing pays you for completing a skilful task. For example, photo skin retouching, video editing, 3d game assets creation, and more.

The best part – it lets us withdraw money from the bank wire transfer. Clients will pay you a fixed amount for doing a task, that could be anything from design to drawing. It could also be article writing or finding specific things on the internet. Freelancing has unlimited jobs & it is 100% legitimate source of income.

Our take:

We have tried freelancing, and it works. Upwork & Freelancer.com are the best sites for Nepalese. They deposit payment into your bank account. Freelancer dot com is a complete competition site between workers around the world. It is easy to sign up without hard verification. Be sure to make a better profile to impress customers and increase the success rate.

#5. SEO Auditing

Search Engine Optimization is a long term strategy to bring visitors and leads to a website. Every owner needs SEO tools & services to beat their increasing competitors online. But it requires a lot of effort to appear on top of search engines.

In this scenario, learn to do SEO first, which is super easy. The clients might reward a large sum of money up to $500 – 1,000 dollars per project. They can also pay according to your demand. We can negotiate through private chat, video conference, or mobile calls.

Our Take:

Before getting clients, build trust by ranking your website as proof. I will share how to find SEO clients without begging or spamming. Most bloggers don’t share this on their websites. This is a secret technique that I will tell when this post reaches comments from 100 real people.

#6. Web Development

Web development is for expert programmers and coders. This requires advanced and deep knowledge of the following languages:
- HTML
- CSS
- JavaScript
- PHP
- jQuery
- XML
- Bootstrap
- MySQL & More
The above languages can develop and sell websites and mobile apps. To get started with web design and development, watch the following video.

#7. Sell Social Media Accounts

Managing social media is the best online jobs in Nepal. You are paid for handling the celebrity or company pages. Just grow an audience through Social Media Marketing, even without having experience.

YouTube monetization is also difficult due to strict rules. So start a YT channel, then monetize it and sell to buyers.

The same trick can be used for Twitter and Instagram accounts. They have a high amount of money involved and can be sold between Rs. 20,000 to 1 lakh Nepalese rupees. The price relies on the number of followers and audience engagement.

#8. Affiliate Marketing

Affiliate Marketing is quite popular all over the world. We generate commission by selling products from websites on autopilot every month. This process isn’t overwhelming, but it might be confusing for beginners.

The complete procedure for affiliate marketing are as follows:
1. Niche Research
2. Select your affiliate program
3. Zero competition keyword research
4. Build a website
5. Optimize Site Speed
6. Do SEO & Link Building
7. Collect emails
8. Sell Products & earn commission
Some trusted affiliate marketing programs are:
- MaxBounty
- Jvzoo
- Amazon Associates Program
Stay in touch with us as we will soon publish guides on affiliate marketing.

#9. Be An Online Instructor

Becoming an online instructor is another best way to earn money online in Nepal. Suppose you are an expert in a specific field. Sell courses or provide live coaching through videos, and skype chat.

The following type of courses that have high demand:
- Web Design & Development
- Photoshop
- Video Editing
- Psychology (Gestures & Human Behaviours)
- Game & Software Development
- SEO & Blogging Courses
- Mathematics, Physics & Chemistry online classes
- Motivation & Brain-Boosting courses
- Entrepreneurship, etc.
Udemy is a platform to join for free as an instructor and sell video courses.

How can I make money online with zero investment?

These are the ways to make money online without paying:
- Use Google Adsense with a free Blogspot sub-domain.
- Join a freelancing site.
- Become an online instructor
- Attend paid surveys
- Write guest articles for websites.
- Make youtube videos & more
Online Job In Nepal for post-SLC Students (SEE)

Please note that you cannot become super-rich by performing these jobs. They are suitable for pocket money so that to stop begging your parents. Now, an online job here means an occupation that is possible to work from home. We are not trying to state a portal to apply for bank manager, assistant, or similar.

Some online jobs in Nepal for SLC (SEE) passed students are:
- Logo Designing
- Photo Editing & Retouching
- Article Writing
- Sell Social Media Accounts
It requires advanced Photoshop skills for logo designing and photo retouching. For, ‘article writing’ you can find many Nepali bloggers through Facebook. They will pay you per specified number of words per article.

I don’t recommend Blogging, YouTubing, and affiliate marketing for students. It requires research, hard work, and full-time dedication. So, this can divert their minds away from studies. Our country needs real human resources like doctors and engineers than a blogger.

Issues with e-commerce in Nepal

Before we start, let me address a major e-commerce problem in Nepal. Many websites and YT videos tell us fantastic stories to make money online. The figure that they show is unimaginable.

The fact is, you can make money out of anything with proper skills. But for earning from the internet, PayPal or MasterCard is necessary in most cases. This is hardly available in our country.

The methods posted here do not require cards to withdraw money. If you don’t have connections aboard, try these tricks. Also, becoming an IT expert is rarely considered.

Our Advice

At a glance, the top 3 guaranteed ways to earn money online from home are:
- Google Adsense
- Becoming a YouTuber
- SEO Auditing
I hope that this article about how to earn money online in Nepal helped you. I also do web designing and assist students like you. For help on this or want to take it to the next level, feel free to drop a comment below.
January 3, 2023
Stock Trading in Nepal – An Introduction

A share is essentially a fraction of a company’s ownership. Purchasing or selling shares entails acquiring or disposing of a portion of the company’s ownership. The stock market, also known as the share market, is a place where you can buy and sell stocks. In order to raise money, public corporations usually sell shares to the public, but the stock market often trades other instruments such as debentures, bonds, and mutual funds.

Dividends are a way for you to get a piece of those companies’ earnings as a shareholder. While share trading is an exciting way to earn money both actively and passively, it is also risky since investors can have to bear the loss if the company fails. As a result, as a novice, it is important that you gain a thorough understanding of the market before investing your money in stocks.

Here is a brief introduction of how you can participate in the game of stock trading.

1. GET STARTED: OPEN A DEMAT ACCOUNT

Opening a dematerialized (DEMAT) account at one of the Depositary Participant (DP) licensed by the Central Depository System and Clearing Limited (CDSC) is a prerequisite to participate in both primary and secondary market. Most commercial banks, merchant bankers and stockbrokers provide such services. If you already own some stocks in your name, then you can give your DP to dematerialize your physical share certificates into dematerialized shares. The DEMAT account is similar to a bank account which debits and credits the shares you sell or purchase. Most DP’s also provide clients with facilities to check their DEMAT account status online as well.

2. KNOW THE MARKET

To get started in the stock market, it is essential to first understand how the market functions. Securities Board of Nepal (www.sebon.gov.np); the sole regulator of the capital market is a useful source for primary information. Its website provides information on various securities laws, investor education, and upcoming public issues amongst others. Similarly, the Nepal Stock Exchange (www.nepalstock.com) the sole secondary market; and its mobile-based application is a great source to get hands-on information. There are many other popular websites that provide constant updates about the capital market such as; Share Sansar and Mero Lagani. Furthermore daily national newspapers, websites of merchant bankers and credit rating agency – icranepal.com – also provide good information.

3. PARTICIPATE IN THE PRIMARY MARKET – APPLY IN PRIMARY OFFERINGS

One of the best opportunities to participate in the capital market is to apply for primary offers in the primary market such as; Initial Public Offering (IPO) or Further Public Offering (FPO). Most companies offer primary issues to the general public at face value of NPR 100 per stock, or at a premium based on their valuations. The risk is lower when you purchase in the primary market as you get an opportunity to buy shares at a lower cost as compared to purchasing those shares in the secondary market once they are listed. Also, look out for opportunities to participate in the primary offering of mutual fund schemes which can be a beginning point.

News about primary issues generally comes out in national newspapers and are widely announced on other media platforms. Once you know the primary issues are out, you can read their prospectus to see their detail information such as; past and projected performance, & management amongst others. You can also look at their credit rating provided by a licensed credit rating agency before making the decision to invest.

4. PARTICIPATE IN THE SECONDARY MARKET– OPEN A TRADING ACCOUNT AT A STOCKBROKER OFFICE

All the stocks offered via the primary market are listed in the secondary market i.e. Nepal Stock Exchange (NEPSE); currently, there are 231 companies listed in the stock exchange. The secondary market provides the platform to sell the shares you hold or purchase new shares from the market. The share price of these listed companies and the value of NEPSE Index changes every day based on total demand and supply of shares in the market.

If you wish to get involved in the secondary market, you will need to open a transaction account at a stock broker’s office. There are currently 50 stockbrokers licensed by NEPSE while there are a few stock broker offices outside Kathmandu. Once you open an account with a stockbroker, they will provide you with a unique ID code via which all the transactions in your name will be executed.

To make a purchase or sale order you will simply have to call your stock brokers or visit their office to place an order, make sure you have the shares in your DMAT account before you place a sell order to your stockbroker. The stockbroker charges some commission as a brokerage fee for each transaction while you have also have to pay a capital gain tax of 5% if applicable while making sales.

5. STILL CONFUSED- SEEK PROFESSIONAL HELP

If you are still confused and less confident about entering the market or you do not have time, energy and resources, do not worry as there are a number of professional licensed Portfolio Management Companies providing you with a full range of products and services under Portfolio Management Services (PMS). Based on your investment goals and expectations, these portfolio managers develop portfolios matching your risk appetite and invests in the capital markets on your behalf. The portfolio manager charges minimal annual and performance fees while these services offer you the opportunity to grasp the benefits of the capital markets. Moreover, you can also handover your existing portfolio to these portfolio managers for restructuring and further management.

All in all, as the stock market is constantly evolving and getting technical, retail investors are highly advised to seek professional advice and avoid making investments on herd mentality – invest wisely!

January 3, 2023
Make Money Online
There are hundreds of ways to make money online in Nepal. Some of them are:
- Writing Blogs/How-to articles and Monetize it with Ads.
- Making Videos on Monetize it with ads.
- Start doing Freelancing.
Here are the 10 ways to make money online in Nepal: 10 Ways Earn Money Online in Nepal

At all depend on you, if you have some sort of investment then the best Business in Nepal are:
1. Solve a problem and turn it into a business opportunity. For example, in Nepal, there is a problem with clean water; design a method to clean the water and turn it into a business opportunity. You’re making money while also assisting others. Want to create a startup: How to start a Startup in Nepal
2. The stock market is a place where you can put your money. The stock market constantly rises, and you always gain money, but the problem is that you lose money in the market when you make poor decisions. Here is How to Start A Complete Guide to Invest in Nepalese Stock Market
3. Invest money in Real Estate Business in Nepal. Learn more about it here.
4. In Nepal, you can open a clothing store. You can either start a clothes business online or offline. In this tutorial, we’ll show you how to establish a clothes business for the least amount of money possible. How To Start A Clothing Business In Nepal With Minimum Cost?
5. To start an E-Commerce business in Nepal, you can launch a startup like Daraz or any other E-commerce firm. Please take a look at this article: How To Start E-Commerce Business In Nepal or Step By Step Guide To Start Selling Things Online.
6. You may create an App for free without knowing any coding or other skills; all you need to know is what problem you’re trying to solve. Please do not convert a book into an app and sell it on the Play Store; it is unethical and you will not profit from it. How To Make Money Online With Apps?
7. You must have numerous sources of income if you want to be affluent. People in Nepal produce a lot of money, yet they lack the ability to “create various streams of income.”. How To Generate Multiple Sources of Income in Nepal?
8. Are you interested in making money through Facebook? If you’re still perplexed about how I make money on Facebook, read this excellent article about how to make money on Facebook. Earn money on Facebook by uploading videos to Facebook pages and other similar activities.
9. What does it take to be a travel blogger or vlogger in Nepal? Vlogging and traveling are currently quite popular all around the world. In this post, you’ll learn how to become a travel blogger or vlogger in Nepal, as well as what you’ll need to get started blogging or vlogging as a blogger or vlogger.
Note: This article will be updated with relevant links soon.
January 3, 2023